This is the title of my newest law review article[2] that discusses the landmark laws enacted by Congress: the “Brooke Amendment” with respect to public housing, and the “Section 8” housing program that was intended to extend the benefits of the Brooke Amendment to housing wherever it is located. Put succinctly, the Brooke Amendment capped the payment of rent at twenty-five percent of a person’s income, with the federal government paying the difference; and it provided funds to improve public housing, and to assure the safety of its residents.
Section 8 was envisioned as giving “vouchers” to those who qualified for public housing, and permitting them to find housing anywhere, with the federal government subsidizing their rents when the twenty-five-percent-of-income threshold was passed. Taken together, the Brooke Amendment and Section 8 were America’s answer to the needs of decent housing for its poor. Today, there are two million voucher families.[3]
The United States has an unenviable record of providing affordable housing for its poor, much less for the poorest of the poor—America’s homeless. They have lived on the streets and wherever they could find shelter; and they have been shunned as “lepers” and cast aside to fend for themselves. Many have been and are in desperate need of mental health care and treatment; and they are not far removed from the poor of Calcutta, who have been chronicled down through the decades.
This is particularly true of the elderly, disabled and families with young children, who have slipped through the “cracks” and the societal “safety nets,” to the extent that such protections still exist. However, the elderly of the Boston area were singled out for humane, dignified and uplifting treatment and protection in the late 1960s and early 1970s, when work began by Senator Edward W. Brooke and me in the U.S. Congress—through its two banking committees—to address their plight.
Since then, billions of dollars have been expended, and millions of poor Americans have been helped, which tragically has only scratched the surface—as the numbers of chronically poor and those who are unable to afford private rents continue to rise in the United States. The ever-accelerating cost of housing, and the short supply of existing affordable housing units, have priced many Americans with even good jobs out of decent housing across America, in such areas as “Silicon Valley” (or the San Francisco Bay Area).
They have lived in campers, recreational vehicles (“RVs”) or wherever they could find to sleep. The effects on the poorest of the poor—those farther down the economic totem pole—have been catastrophic, especially in those areas of the United States where inclement weather is a major factor. Many have died, or been victimized, as homeless shelters have been inadequate or closed entirely for various reasons (e.g., funding and/or staffing shortages) in areas where they are needed the most.
Yesterday’s problems are compounded by staggering mental health issues relating to America’s poor and homeless; violent gang activities such as MS-13; dilapidated public housing projects, which may not be helped by the infusion of more federal funds; Social Security retirement benefits that have not kept pace with the costs of food, housing and the medical needs of America’s elderly poor; the influx of illegal immigrants from other countries, who have few discernible skills and nowhere to live; the shortage of qualified professional staff members who can deal effectively with such problems and challenges, and truly make a positive difference; and the increasing demand by most Americans for affordable housing, which has outstripped the available supply.
One size does not fit all. What works in one community may not work in another. And simply throwing money at the staggering problems might not be any solution at all. U.S. taxpayers may say “enough is enough,” and they might be right—at least with respect to their own self-interests. Money cannot be wasted if federal housing programs are to enjoy broad support from the American people. The tasks today are daunting, but the United States and Americans have risen to the challenges of the past, and may be expected to do so in the future.
[Senator Edward W. Brooke (1919-2015)]
© 2019, Timothy D. Naegele
[1] Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass). He and his firm, Timothy D. Naegele & Associates, specialize in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and Timothy D. Naegele Resume-19-4-29). He has an undergraduate degree in economics from the University of California, Los Angeles (UCLA), as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University. He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal (see, e.g., https://en.wikipedia.org/wiki/Commendation_Medal#Joint_Service). Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g., www.naegele.com/whats_new.html#articles), and can be contacted directly at tdnaegele.associates@gmail.com
[2] See Timothy D. Naegele [NOTE: To download The Banking Law Journal article, “The Brooke Amendment And Section 8 Housing: Revisited,” please click on the link to the left of this note]; see also https://naegeleblog.wordpress.com/2015/01/03/edward-w-brooke-is-dead/ (“Edward W. Brooke Is Dead”) and https://en.wikipedia.org/wiki/Edward_Brooke (“Edward Brooke”)
[3] But see https://crosscut.com/2019/04/despite-new-law-landlords-continue-turn-away-applicants-section-8-vouchers (“Despite new law, landlords continue to turn away applicants with Section 8 vouchers”) and https://laist.com/2019/04/10/la_wants_to_stop_landlords_from_rejecting_low-income_housing_vouchers.php (“LA Wants To Stop Landlords From Rejecting Section 8 Vouchers”) and https://www.scpr.org/news/2019/04/12/89035/la-considers-prohibiting-landlords-from-rejecting/https://www.scpr.org/news/2019/04/12/89035/la-considers-prohibiting-landlords-from-rejecting/ (“LA considers prohibiting landlords from rejecting housing assistance vouchers”—”Nearly half of the people getting a Section 8 voucher in L.A. will end up losing it because they can’t find any landlords who will rent to them”) and https://www.latimes.com/opinion/editorials/la-ed-section-8-discrimination-law-homeless-20190419-story.html (“End Section 8 housing discrimination”—”[A]t a time when cities and counties are increasingly relying on vouchers to help reduce homelessness, many landlords won’t even consider leasing to tenants whose rent would be paid, in whole or in part, by the government. The problem is particularly acute in cities with high rents and low vacancies. In Los Angeles, nearly half the people trying to use a Section 8 voucher had it expire in 2017 before they could find a place to live, up from 18% in 2011. Several cities, including San Diego, San Jose and San Francisco, have already banned discrimination against tenants with Section 8 and other housing vouchers. . . . But California can’t end housing discrimination on a city-by-city basis. State lawmakers need to go further and pass Senate Bill 329, which would enact the ban statewide. . . . Landlords argue that high denial rates aren’t driven by discrimination but by the paperwork, inspections and restrictions that come with rental subsidy programs. For example, it’s hard to raise the rent, even modestly, on voucher tenants. Plus, they note, the supposed “market rent” the federal government is willing to cover is often too low in California’s overheated markets, where the bigger problem is a lack of affordable housing units”) and https://www.bostonherald.com/2019/04/25/boston-receives-1000-housing-vouchers-for-homeless/ (“Boston receives 1,000 housing vouchers for homeless”) and https://wpdh.com/ny-landlords-cant-discriminate-against-section-8-anymore/ (“NY Landlords Can’t Discriminate Against Section 8 Anymore”) and https://www.wbez.org/shows/wbez-news/more-section-8-vouchers-in-chicagos-black-neighborhoods-than-a-decade-ago/e461cdf4-22d1-45bd-9522-e0983c2d1c08 (“Chicago’s Section 8 Vouchers Increasing In Black Communities, Declining In White Neighborhoods”) and https://dc.curbed.com/2019/5/9/18538152/dc-nonprofit-fair-housing-law-online-course (“D.C. nonprofit offers online fair housing course designed to prevent discrimination by landlords”)
HUD Proposes Rule To Oust Illegal Immigrants From Public Housing [UPDATED]
[President Donald Trump and HUD Secretary Ben Carson]
This is the title of an article by Stephen Dinan in The Washington Times, which states:
See https://www.washingtontimes.com/news/2019/may/10/hud-proposes-ban-illegal-immigrants-public-housing/ (emphasis added); see also https://www.regulations.gov/document?D=HUD-2019-0044-0001 (“FR-6124-P-01 Housing and Community Development Act of 1980: Verification of Eligible Status“) and https://naegeleblog.files.wordpress.com/2019/05/timothy-d.-naegele.pdf [NOTE: To download The Banking Law Journal article, “The Brooke Amendment And Section 8 Housing: Revisited,” please click on the link to the left of this note] and https://onenewsnow.com/politics-govt/2019/05/12/trump-admin-crackdown-on-illegals-public-housing (“Trump admin. crackdown on illegals’ public housing”—”The Trump administration is ramping up its war on illegal immigration by cracking down on federally subsidized housing that has been accessible to illegals – whose participation in the program has made it unavailable to needy United States citizens. . . . The additions seek to keep illegals from manipulating or taking advantage of loopholes in the system. . . . ‘[The proposed rule will] make certain our scarce public resources help those who are legally entitled to it,’ Carson stressed. . . . Illegals’ families taking housing from U.S. citizens in need will become more of an exception than a rule under the newly proposed rule. . . . U.S. citizens in need will be able to get off the streets – once illegals are no longer able to displace them from the assistance program. . . . Carson contends that the proposal keeps illegal immigrants from limiting assistance that would otherwise be received by ‘legitimate American citizens’ in need”) and https://www.dailyrepublic.com/all-dr-news/wires/business/housing-vouchers-can-save-people-from-homelessness-but-landlords-may-not-accept-them/ (“Housing vouchers can save people from homelessness. But landlords may not accept them“)
Secretary Carson is 100 percent correct; and the proposed rule must go into effect.
I served as counsel to the U.S. Senate Committee on Banking, Housing, and Urban Affairs, and as counsel to the late Senator Edward W. Brooke of Massachusetts—and later as his chief of staff, before entering the private practice of law in Washington, D.C. I wrote two pieces of housing legislation as part of the Housing and Urban Development Acts of 1969 and 1970: the “Brooke Amendment” relating to public housing; and the national “Housing Allowance” program, which morphed into the Section 8 housing program that has helped millions of Americans.
Indeed, I dedicated my newest law review article—which is summarized in the shorter article above, and may be downloaded at the “NOTE” above—to the memory of Senator Brooke who was the Senate sponsor of this landmark housing legislation, and without whom it never would have come into being. The senator told me one day that he was concerned about the plight of public housing tenants in Massachusetts, especially the elderly. Hence, I went to work and tried to determine what could be done; and the rest is history.
At no time was it ever envisioned that illegal immigrants would occupy federally-funded public housing, or be recipients of any federal aid under the “Brooke Amendment” or the voucher program that today is Section 8—or any other federal housing program. This has been the consistent thread that has run through such programs since their inception. Either American laws matter or they don’t. No exceptions can or should be made.
See, e.g., https://naegeleblog.wordpress.com/2010/07/30/illegal-immigration-the-solution-is-simple/ (“Illegal Immigration: The Solution Is Simple“) (see also the extensive comments beneath the article) and https://www.washingtonexaminer.com/washington-secrets/feds-immigration-top-us-crime-one-third-of-all-sentencings (“Feds: Immigration top US crime, one-third of all sentencings“)
. . .
Lastly, as stated in my newest law review article on the subject:
See https://naegeleblog.files.wordpress.com/2019/05/timothy-d.-naegele.pdf [NOTE: To download The Banking Law Journal article, “The Brooke Amendment And Section 8 Housing: Revisited,” please click on the link to the left of this note]; see also https://www.minotdailynews.com/opinion/letters/2019/05/rethinking-senior-services/ (“Rethinking senior services“)
Indeed, given the enormous problems associated with stigmatized, deteriorating and crime-infested public housing projects in the United States and other countries, isn’t this the preferred path that will be pursued in the future, certainly in the United States?
See, e.g., https://www.dailymail.co.uk/news/article-7043879/Good-riddance-Gomorrah-Residents-win-fight-demolish-Italys-notorious-housing-estate.html (“Good riddance to Gomorrah: Residents win fight to demolish Italy’s notorious housing estate“); see also https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/#comment-17335 (“Dr. Ben Carson And The Witches [such as Ilhan Omar]“)
Clearly, all abuses must be stopped.
See, e.g., https://www.staradvertiser.com/2019/09/06/breaking-news/ex-hud-worker-who-used-alias-debbie-kim-found-guilty-of-fraud-and-id-theft/ (“Ex-HUD worker, who used alias ‘Debbie Kim,’ found guilty of fraud and ID theft”—”The Honolulu woman, Chun Mei Tong schemed to use an alias and forge signatures to rent out properties under the U.S. Department of Housing and Urban Development (HUD) Housing Choice Voucher Program (known as the Section 8 program), while she worked at HUD overseeing the Section 8 program”—”U.S. Attorney Kenji Price said the Section 8 program is HUD’s major program for helping low-income families, the elderly and the disabled to afford housing in the private rental market in the local community”)
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Dr. Ben Carson And The Witches [UPDATED]
[Dr. Ben Carson and Ilhan Omar]
Hank Berrien has written in The Daily Wire:
See https://www.dailywire.com/news/47567/ilhan-omar-taunts-ben-carson-he-blasts-back-one-hank-berrien (“Ilhan Omar Taunts Ben Carson. He Blasts Back With One Tweet“) (emphasis added; full Tweets omitted); see also https://en.wikipedia.org/wiki/Ilhan_Omar (“Ilhan Omar“) and https://en.wikipedia.org/wiki/Ayanna_Pressley (“Ayanna Pressley“); see also https://www.cbsnews.com/news/democrats-look-to-block-trump-housing-proposal-that-could-displace-thousands-of-immigrant-families/ (“Democrats look to block Trump housing proposal that could displace thousands of immigrant families”—”HUD Secretary Ben Carson, however, has maintained that the chief purpose of the rule is to take care of American citizens before undocumented immigrants“)
Ilhan Omar was born in Mogadishu, Somalia; and she came to the United States in 1992, and secured asylum in the U.S. in 1995. Ayanna Pressley is a radical Leftist who claims that President Trump is “a racist, misogynistic, truly empathy-bankrupt man,” and she is determined to impeach him.
These two radical politicians are emblematic—along with Maxine Waters—of why lots of us left the Democratic Party, and will never vote for another one again. They favor illegal immigrants over American citizens, which is reason enough to defeat them again and again.
Lastly, Dr. Ben Carson is to be congratulated for his fine work at HUD. He is a source of great pride for lots of us.
See, e.g., https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/#comment-17164 (“HUD Proposes Rule To Oust Illegal Immigrants From Public Housing“)
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Homelessness [UPDATED]
I have written about this subject in my article above and in my new law review article that is cited therein. Also, I have written about it (and related subjects, such as human trafficking) in at least four other articles and the extensive comments beneath them.
See https://naegeleblog.wordpress.com/2018/10/25/remembering-the-comfort-women-victims-of-human-trafficking-and-slavery/ (“Remembering The Comfort Women, Victims Of Human Trafficking And Slavery“) and https://naegeleblog.wordpress.com/2018/07/01/the-death-of-new-york-city/ (“The Death Of New York City?“) and https://naegeleblog.wordpress.com/2012/02/07/poverty-in-america/ (“Poverty In America“) and https://naegeleblog.wordpress.com/2009/12/28/human-trafficking/ (“Human Trafficking“)
While some Americans have never made so much money and lived so lavishly, others are basically lepers, much like those in wheelchairs when I was growing up in Los Angeles. They were shunned and pitied, but along came disability laws that helped them immensely, and attitudes seem to change over time.
[Homelessness in Los Angeles]
Scott Wilson has written a fine article about these issues:
See https://www.sfgate.com/news/article/Berkeley-loves-its-sanctuary-label-but-a-housing-13890080.php (“Berkeley loves its sanctuary label, but a housing crisis is testing its liberal values“) (emphasis added); see also https://www.latimes.com/local/california/la-me-lopez-skid-row-trash-homeless-merchants-20190525-story.html (“There’s a trash and rodent nightmare in downtown L.A., with plenty of blame to go around“) and https://www.dailymail.co.uk/news/article-7095533/Pictures-downtown-LA-capture-problem-faces-trash-tries-rodents.html (“‘Collapse of a city that’s lost control’: Shocking new pictures from downtown LA capture the huge problem it faces with trash and rats amid fear of typhoid fever outbreak among LAPD”) and
https://www.cnbc.com/2019/05/23/nearly-25-percent-of-americans-are-going-into-debt-trying-to-pay-for-necessities.html (“Nearly 25% of Americans are going into debt trying to pay for necessities like food“) and https://www.apnews.com/4dba15376df3463c99c7a03bcb28276e (“Young homebuyers scramble as prices rise faster than incomes“) and https://www.zerohedge.com/news/2019-05-20/rural-america-verge-collapse (“Rural America Is On The Verge Of Collapse“) and https://naegeleblog.wordpress.com/2019/04/01/standby-letters-of-credit-and-other-bank-guaranties-revisited/#comment-17463 (“2008 Or Worse?“) and https://sanfrancisco.cbslocal.com/2019/05/30/fremont-homeless-living-in-tree-houses/ (“Homeless People In Fremont [California] Found Living In Makeshift Tree Houses“) and https://www.heraldmailmedia.com/news/nation/california-s-jails-are-so-bad-some-inmates-beg-to/article_f7903d65-f147-5593-b8a9-8519370d5a31.html (“California’s jails are so bad some inmates beg to go to prison instead“) and https://www.latimes.com/local/lanow/la-me-ln-rats-homelessness-city-hall-fleas-report-20190603-story.html (“Filth from homeless camps are luring rats to L.A. City Hall, report says“) and https://www.theguardian.com/us-news/2019/aug/05/california-housing-homeless-rv-cars-bay-area (“The Californians forced to live in cars and RVs“)
Berkeley is a place that I love; it is special in my heart. It is where I received my first law degree, and where I met my future wife.
Is homelessness a microcosm of America’s future? Is the face of the young child above the face of America’s future? Is what happened to young Aylan and Galip Kurdi—on a lonely beach in Turkey—America’s fate?
See https://naegeleblog.wordpress.com/2015/07/01/global-chaos-and-helter-skelter/#comment-7653 (“Aylan And Galip Kurdi Will Be Remembered“); see also https://naegeleblog.wordpress.com/2009/12/28/human-trafficking/#comment-8632 (“The Fate Of Lina Zinab: Is Life Fair?”)
Americans cannot “save” everyone in this world, but they must begin with those Americans who are in need here at home.
[Photograph taken by Nilufer Demir of Turkish police Sgt Mehmet Ciplak carrying the lifeless body of Aylan Kurdi on a beach near the Turkish resort of Bodrum]
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The Face Of Homelessness [UPDATED]
Grace Bird has written an important article in Massachusetts’ Greenfield Recorder, which states:
See https://www.recorder.com/Homeless-shelter-waitlist-hits-new-high-this-summer-27063917 (“In summer, county’s only shelter sees unusually long wait list“) (emphasis in original); see also https://naegeleblog.wordpress.com/2012/02/07/poverty-in-america/ (“Poverty In America“) and https://naegeleblog.wordpress.com/2009/12/28/human-trafficking/ (“Human Trafficking“) and https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/#comment-17345 (“Homelessness“)
What Bird has described is present across our great country—in cities, towns and rural areas alike, involving the elderly and little children—and it is a human tragedy of monumental proportions.
Of course the greatest tragedies involve the deaths by freezing of Kathleen Grady and Clayton “Aaron” Wheeler, which may be among the many reasons why the nation’s homeless gravitate to warmer climates, such as California.
Without politicizing the issue, American citizens must be helped first, and then those who have waited patiently in line to come here legally.
Americans are generous people, but they cannot save the world from each and every calamity.
See also https://www.marketwatch.com/story/the-biggest-bull-market-ever-yet-disaster-looms-for-millions-of-retirees-2019-07-18 (“The biggest bull market ever — yet disaster looms for millions of retirees”—”The coming ‘tsunami of poverty’ for retirees”—”This incredible period of wealth creation has bypassed tens of millions of older Americans”—”According to the U.S. Government Accountability Office (GAO), nearly half of Americans aged 55 or older have nothing set aside in a 401(k) or other individual account. Nothing”—”Social Security is only supposed to be a supplement for pensions and personal savings — yet more than half of senior households rely on it for at least half their income. Up to a quarter of them rely in it for 90% of their income — a near total dependency. Adding to senior woes is growing debt. In 2010, says the National Council on Aging, 51.9% of households headed by an adult aged 65 or older had some debt. Just six years later that percentage had jumped to 60%”) and
https://sf.curbed.com/2019/7/22/20704224/bay-area-point-in-time-homless-count-2019 (“Nearly entire Bay Area sees homelessness surge“) and https://www.theguardian.com/us-news/2019/aug/05/california-housing-homeless-rv-cars-bay-area (“The Californians forced to live in cars and RVs“) and https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/#comment-17164 (“HUD Proposes Rule To Oust Illegal Immigrants From Public Housing“) and https://www.ktvz.com/news/homelessness-on-rise-in-central-oregon/1106300788 (“Homelessness on rise in Central Oregon”—”In 2018, Oregon had the second highest rate of unsheltered homeless people in the country. The state also had the third-highest rate of chronically homeless people in the U.S.”)
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HUD Secretary Ben Carson Compares Baltimore’s Problems to Cancer [UPDATED]
[Secretary Carson and President Trump]
Solange Reyner has written for Newsmax.com:
See https://www.newsmax.com/newsfront/baltimore-cancer-hud-secretary/2019/07/31/id/926676 (“HUD Sec. Carson Compares Baltimore’s Problems to Cancer“) (emphasis added); see also https://naegeleblog.wordpress.com/2019/07/29/barack-obama-is-responsible-for-americas-tragic-racial-divide/#comment-18365 (“Donald Trump And Baltimore’s Despicable Racist Elijah Cummings“) and https://www.dailymail.co.uk/news/article-7315563/Baltimore-account-millions-drugs-danger-yes-rats-lurk-corner.html (“Baltimore cannot account for millions as drugs, danger and yes, rats, lurk around every corner“) and https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/#comment-17164 (“HUD Proposes Rule To Oust Illegal Immigrants From Public Housing“) and https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/#comment-17335 (“Dr. Ben Carson And The Witches“)
[Elijah Cummings]
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Black Unemployment Hits Record Low
John Carney has written at Breitbart.com:
See https://www.breitbart.com/economy/2019/09/06/black-unemployment-hits-record-low-black-white-unemployment-gap-shrinks-to-smallest-ever/ (“Black Unemployment Hits Record Low, Black-White Unemployment Gap Shrinks to Smallest Ever“) (emphasis added)
How wonderful.
The Democrats have perpetrated “ghetto slavery,” while Donald Trump is giving them jobs and hope. The contrast could not be starker.
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Elder Americans Are Being Pushed Into Poverty
See, e.g., https://www.nytimes.com/2022/10/17/business/economy/elder-poverty-seniors.html (“An Uptick in Elder Poverty: A Blip, or Sign of Things to Come?”)
Tragically, this is occurring at a time when Section 8 has become a bureaucratic nightmare, and unfathomable by most Americans who are in need of help. Their numbers may climb dramatically in the future.
See, e.g., https://www.bbc.com/news/business-63319010 (“Amazon’s Jeff Bezos in economy warning: ‘Batten down hatches'”)
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