Brain Dead Joe Biden Has Picked Willie Brown’s Ho As Our Next President

11 08 2020

  By Timothy D. Naegele[1]

WOW!  

“Wow” is all anyone can say or feel. It is tantamount to one of Jeffrey Epstein’s “women” being chosen as our next President . . . because the consensus is that “Brain Dead” Joe Biden would not finish one term in office, much less two, if he was elected.  He would likely die in office, or be even more incapacitated than he is now.[2]

For Biden to have picked former San Francisco Mayor Willie Brown’s ho, Kamala Harris, as his running mate and potentially the next President of the United States is mind-numbing and speaks volumes about where the Democratic Party is today.  And yes, lots of us began as Democrats, but will never vote for one again.

Indeed, Brown wrote the following article in the San Francisco Chronicle:

If Joe Biden offers the vice presidential slot to Sen. Kamala Harris, my advice to her would be to politely decline.

Harris is a tested and proven campaigner who will work her backside off to get Biden elected. That said, the vice presidency is not the job she should go for — asking to be considered as attorney general in a Biden administration would be more like it.

Being picked for the vice presidency is obviously a huge honor, and if Biden wins, Harris would make history by being the first woman to hold the job.

But the glory would be short-lived, and historically, the vice presidency has often ended up being a dead end. For every George H.W. Bush, who ascended from the job to the presidency, there’s an Al Gore, who never got there.

True, the vice president does have an advantage the next time the party needs a new nominee, which in Biden’s case could be four years from now. But in the meantime, the vice president has no real power and little chance to accomplish anything independent of the president.

Basically, no one takes the vice president seriously after election day. Just ask Mike Pence.

Plus, if Biden wins, the Democrats will be moving into the White House in the middle of a pandemic and economic recession. The next few years promise to be a very bumpy ride. Barack Obama and the Democrats saved the nation from economic collapse when he took office, and their reward was a blowout loss in the 2010 midterm elections.

On the other hand, the attorney general has legitimate power. From atop the Justice Department, the boss can make a real mark on everything from police reform to racial justice to prosecuting corporate misdeeds.

And the attorney general gets to name every U.S. attorney in the country. That’s power.

Plus, given the department’s current disarray under William Barr, just showing up and being halfway sane will make the new AG a hero.

Best of all, being attorney general would give Harris enough distance from the White House to still be a viable candidate for the top slot in 2024 or 2028, no matter what the state of the nation.

Wits’ end: President Donald Trump — or “DT,” as I now call him — is scared out of his wits that he’s on his way to losing the election.

The pandemic has people frightened not just for their finances but for their very health. That’s a fear that reaches down to the core — it’s not something Trump can dispel with wild warnings about antifa mobs in the streets and firm stands for keeping treasonous Confederate generals’ names on military bases.

Trump, after all, was the one in the White House when it all went down. As a famous man once said, it is what it is.

No wonder he’s mused about delaying the election and is already raising questions about its validity.

His immediate target is mail voting. Somehow he thinks that having the U.S. Postal Service take the place of your polling place will lead to voter fraud. It seems the post office can be trusted to deliver your tax returns and refund checks, but not your ballot.

Voting by mail promises to boost turnout to record numbers. And that is what scares Trump the most.

On the outs: This is not a good year to be an incumbent, in either party. Voters are mad, and they’re looking for someone to blame.

At least half a dozen Republican senators could lose their jobs in November. And for the Democrats, the latest casualty is Missouri Rep. William Lacy Clay Jr., a 20-year House veteran who just lost a primary to progressive activist and Bernie Sanders supporter Cori Bush.

Clay’s father, Bill Clay Sr., held the same seat for 32 years.

So ends a 52-year dynasty, with more sure to follow. . . .[3]

Leaving aside Brown’s fanciful views about Barack Obama[4] and predictable partisan attacks, there is little doubt that Harris “work[ed] her backside off” trying to satisfy Brown.  What he did not say—but what was implicit in his article—is that Harris learned everything she knows about politics from him, while she was on her back.  Indeed, Brown probably knows more about Harris’ innermost thoughts and feelings than any human being on earth; even more than she knows herself.

These are crazy times in which we live, with China having launched the deadly Coronavirus on the world—and seeking global dominance—thereby creating so much suffering, with no end in sight.[5]  Hence, it seems that Biden’s pick of Harris is consistent with the craziness, or perhaps an outgrowth of it.[6]

One thing is certain: Biden/Harris is every devout Trumpster’s “dream ticket.”

 

Kamala Harris

 

© 2020, Timothy D. Naegele


[1]  Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass). He and his firm, Timothy D. Naegele & Associates, specialize in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and Timothy D. Naegele Resume-20-6-30). He has an undergraduate degree in economics from the University of California, Los Angeles (UCLA), as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University. He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal (see, e.g., https://en.wikipedia.org/wiki/Commendation_Medal#Joint_Service). Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g., www.naegele.com/whats_new.html#articles and https://naegeleblog.wordpress.com/articles/), and can be contacted directly at tdnaegele.associates@gmail.com

[2]  See, e.g., https://naegeleblog.wordpress.com/2020/08/08/biden-is-brain-dead/ (“Biden Is Brain Dead”) and https://naegeleblog.wordpress.com/2020/03/05/the-millennials-may-never-forgive-biden-and-the-democrats/#comment-23417 (“Biden Is In A Steep Mental Decline”)

[3]  See https://www.sfchronicle.com/bayarea/williesworld/article/Willie-Brown-Kamala-Harris-should-say-no-to-vice-15468145.php  and https://www.msn.com/en-us/news/politics/willie-brown-kamala-harris-should-say-no-to-vice-presidency/ar-BB17J8hG (“Willie Brown: Kamala Harris should say no to vice presidency”)

[4]  See, e.g., https://naegeleblog.wordpress.com/2009/12/05/is-barack-obama-a-racist/ (“Is Barack Obama A Racist?”) (see also the comments beneath the article) and https://naegeleblog.wordpress.com/2019/11/15/when-will-barack-obamas-trial-for-sedition-begin/ (“When Will Barack Obama’s Trial For Sedition Begin?”) and https://naegeleblog.wordpress.com/2019/07/29/barack-obama-is-responsible-for-americas-tragic-racial-divide/ (“Barack Obama Is Responsible For America’s Tragic Racial Divide”) and https://naegeleblog.wordpress.com/2018/05/24/should-barack-obama-be-executed-for-treason/ (“Should Barack Obama Be Executed For Treason?”)

[5]  See Timothy D. Naegele, The Coronavirus and Similar Global Issues: How to Address Them, 137 BANKING L. J. 285 (June 2020) (Naegele June 2020) (Timothy D. Naegele) [NOTE: To download The Banking Law Journal article, please click on the link to the left of this note]; see also https://naegeleblog.wordpress.com/2020/08/04/chinas-goal-is-global-domination-and-it-must-suffer-the-soviet-unions-fate/ (“China’s Goal Is Global Domination, And It Must Suffer The Soviet Union’s Fate”)

[6]  See, e.g, https://naegeleblog.wordpress.com/2018/07/29/it-is-time-for-trump-supporters-to-fight-back/#comment-21650 (“Down And Out: Willie Brown’s Ho Is Gone”) and https://naegeleblog.wordpress.com/2018/07/29/it-is-time-for-trump-supporters-to-fight-back/#comment-23415 (“Willie Brown’s Ho Is A Total Hypocrite) 

 





Biden Is Brain Dead

8 08 2020

  By Timothy D. Naegele[1]

The first time that I came into contact with Joe Biden was when I had just left the U.S. Senate in January of 1973.  I attended his first committee hearing before the Senate Banking Committee—where I had served as a staff attorney, before heading the staff of the late Senator Edward W. Brooke of Massachusetts.[2]

In a very real sense, it was a tragic occasion because one month before—on December 18, 1972—Biden’s first wife Neilia and their one-year-old daughter Naomi were killed in an automobile accident while Christmas shopping in Delaware:

Neilia Biden’s station wagon was hit by a tractor-trailer truck carrying corn cobs as she pulled out from an intersection. Biden’s sons Beau and Hunter survived the accident and were taken to the hospital in fair condition, Beau with a broken leg and other wounds, and Hunter with a minor skull fracture and other head injuries.  Doctors soon said both would make full recoveries.  Biden considered resigning to care for them, but Senate Majority Leader Mike Mansfield persuaded him not to.[3]  

Yet that day in the Senate, Biden was courageous and all smiles; and his colleagues in the Senate welcomed him graciously, as a newly-minted U.S. Senator.

Thereafter, I attended many Senate hearings, as I had when I worked there.  However, it seems that I will always remember that one day.  Biden was doing his best—and life had to go on.  Many if not most of us might have gone into near- or complete-isolation following such a tragedy; and I admired Biden after that.

I came to the Senate as a Democrat, having been raised in a devoutly-Republican family, where giants like Dwight Eisenhower and Douglas MacArthur—and Richard Nixon—were lionized.[4]  Indeed, my mother had a framed photo of Pat and Dick Nixon on our living room table.

Fast forward to my post-Senate beliefs, and I had seen enough not to believe in either political party, so I became an Independent and have been one ever since.  I learned that the Kennedys were the very worst of American politics[5]; and Lyndon Johnson was responsible for the tragic Vietnam War, in which friends of mine were killed for nothing.

Indeed, when I left the Senate, I concluded that the Democrats were “evil” but smart, while the Republicans were “Neanderthals” and dumb.  I have never changed that opinion.

Joe Biden went through “vanity” hair transplants, just as one of my Senate “heroes” Bill Proxmire did[6]; and I did not pay much attention to Biden until Barack Obama picked him as a running mate.  Also, I have not paid much attention to the scandals surrounding Biden and his son Hunter, or to claims of Biden’s womanizing—which are “standard fare” in Hollywood, Washington and other power centers of this world.

While I have commented about Biden sporadically[7], the issue before the American people now and in the days and months to come is whether he has the mental capacity to be President of the United States.  These are not normal times, with the Coronavius sweeping the world and people dying—or at least being hurt and perhaps never recovering (e.g., economically).  And there appears to be no end in sight, with the virus’ “state sponsor” China seeking global domination.[8]

It goes without saying that Americans of all colors, religions and political persuasions cannot have a President who is “asleep at the switch,” quite literally.  And Biden has endured multiple brain operations, which may have affected his mental capacities in ominous ways.[9]  Our enemies globally are not stupid; and they have vast intelligence apparatuses that follow everything important that happens in our great nation.

Needless to say, they are not “missing a beat” in diagnosing Biden’s mental condition, which may be why it is reported that China wants him to succeed Donald Trump as our President.[10]  An “incapacitated” Joe Biden may be just what they want and need to advance their plans globally, and change the United States’ trajectory forever.

Lastly, it is worth repeating what I wrote almost twelve years ago about the Danish author Hans Christian Andersen’s magnificent work:

In the fable “The Emperor’s New Clothes,” two make-believe weavers purport to spin a fine suit of clothes for the emperor, which is made of beautiful material that possesses the wonderful quality of being invisible to any man who is unfit for his office or unpardonably stupid. The potentate and his subjects acknowledge that the garments are very fine indeed. That is, until one little child sees the emperor marching in a procession, and says at last: “But he has nothing on at all” — and the grand swindle is exposed for all to see.[11]

Perhaps before the 2020 presidential campaign has run its course, one little child will express the belief that Joe Biden is “brain dead,” or certainly very close to it.  Lots of Democrats know this already, but are too afraid (or ashamed) to acknowledge it publicly. 

 

Biden

 

© 2020, Timothy D. Naegele


[1]  Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass). He and his firm, Timothy D. Naegele & Associates, specialize in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and Timothy D. Naegele Resume-20-6-30). He has an undergraduate degree in economics from the University of California, Los Angeles (UCLA), as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University. He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal (see, e.g., https://en.wikipedia.org/wiki/Commendation_Medal#Joint_Service). Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g., www.naegele.com/whats_new.html#articles and https://naegeleblog.wordpress.com/articles/), and can be contacted directly at tdnaegele.associates@gmail.com

[2]  See Timothy D. Naegele Resume-20-6-30 ; see also https://naegeleblog.wordpress.com/2015/01/03/edward-w-brooke-is-dead/ (“Edward W. Brooke Is Dead”) and https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/ (“The Brooke Amendment And Section 8 Housing: Revisited”)

[3]  See https://en.wikipedia.org/wiki/Joe_Biden#Family_deaths (“Joe Biden, Family deaths”) (footnotes omitted)

[4]  See https://en.wikipedia.org/wiki/Dwight_D._Eisenhower (“Dwight D. Eisenhower”) and https://en.wikipedia.org/wiki/Douglas_MacArthur (“Douglas MacArthur”) and https://en.wikipedia.org/wiki/Richard_Nixon (“Richard Nixon”)

[5]  See https://naegeleblog.wordpress.com/2010/10/04/john-f-kennedy-the-most-despicable-president-in-american-history/ (“John F. Kennedy: The Most Despicable President In American History”) (see also the extensive comments beneath this article) and https://naegeleblog.wordpress.com/2010/03/20/ronald-reagan-and-john-f-kennedy-a-question-of-character/ (“Ronald Reagan and John F. Kennedy: A Question of Character”)

[6]  See https://naegeleblog.wordpress.com/2010/03/31/the-rise-of-independents/#comment-1800 (“When A Giant Named Senator Bill Walked Through Washington”)

[7]  See, e.g., https://naegeleblog.wordpress.com/2020/06/26/american-blacks-constitute-less-than-14-percent/#comment-24781 (“Biden’s Basement Strategy: Just Say Nothing”) and https://naegeleblog.wordpress.com/2018/05/24/should-barack-obama-be-executed-for-treason/#comment-21003 (“Barack Obama, The Clintons And The Bidens”)

[8]  See Timothy D. Naegele, The Coronavirus and Similar Global Issues: How to Address Them, 137 BANKING L. J. 285 (June 2020) (Naegele June 2020) (Timothy D. Naegele) [NOTE: To download The Banking Law Journal article, please click on the link to the left of this note]; see also https://naegeleblog.wordpress.com/2020/08/04/chinas-goal-is-global-domination-and-it-must-suffer-the-soviet-unions-fate/ (“China’s Goal Is Global Domination, And It Must Suffer The Soviet Union’s Fate”)

[9]  See, e.g., https://naegeleblog.wordpress.com/2020/03/05/the-millennials-may-never-forgive-biden-and-the-democrats/#comment-23417 (“Biden Is In A Steep Mental Decline”)

If Biden chooses California’s Senator Kamala Harris as his running mate, it may simply compound the Democrats’ problems.

See, e.g, https://naegeleblog.wordpress.com/2018/07/29/it-is-time-for-trump-supporters-to-fight-back/#comment-21650 (“Down And Out: Willie Brown’s Ho Is Gone”) and https://naegeleblog.wordpress.com/2018/07/29/it-is-time-for-trump-supporters-to-fight-back/#comment-23415 (“Willie Brown’s Ho Is A Total Hypocrite) 

[10]  See https://www.cnn.com/2020/08/07/politics/2020-election-russia-china-iran/index.html (“Intelligence community’s top election official: China and Iran don’t want Trump to win reelection, Russia working against Biden”)

[11]  See Timothy D. Naegele, Viewpoint: Greenspan’s Fingerprints All Over Enduring Mess, American Banker, October 17, 2008 (http://www.naegele.com/documents/GreenspansFingerprints.pdf); see also https://en.wikipedia.org/wiki/The_Emperor%27s_New_Clothes (“The Emperor’s New Clothes”)





Of Course Colleges Are Dinosaurs

6 08 2020

  By Timothy D. Naegele[1]

As I wrote almost twelve years ago about the Danish author Hans Christian Andersen’s magnificent work:

In the fable “The Emperor’s New Clothes,” two make-believe weavers purport to spin a fine suit of clothes for the emperor, which is made of beautiful material that possesses the wonderful quality of being invisible to any man who is unfit for his office or unpardonably stupid. The potentate and his subjects acknowledge that the garments are very fine indeed. That is, until one little child sees the emperor marching in a procession, and says at last: “But he has nothing on at all” — and the grand swindle is exposed for all to see.[2]

The grand swindle of a college education is being exposed for all to see too, as a result of the deadly Coronavirus pandemic that China unleashed on the world—which will not run its course until the end of 2021, at the earliest.[3]

As I wrote nine years ago in an article entitled “Are Colleges Dinosaurs?”:

The exorbitant costs associated with college educations have been rising for a long time now

America’s Middle Class is being priced out of colleges for their kids; and many parents are questioning whether college is worth it, and whether they can afford it.  This is true to an even greater extent when it comes to graduate schools, such as law schools.  As more and more Americans face economic problems during the balance of this decade, which will be true of their counterparts abroad as well, many will find that undergraduate college educations and graduate schools are luxuries that they cannot afford.  Many families will be doing whatever they can just to survive. . . .

Certainly in the case of State-supported schools, where budgetary pressures are dictating that their expenditures be slashed, the twin pincers of parents who cannot afford to send their kids to these schools, and declining budgets, may break the backs of such schools.

Another old friend of mine, who covered Washington for many years as a talented and insightful political and economic reporter and editor, told me recently that colleges are effectively dinosaurs and relics of the past, like newspapers and newsweeklies in this Internet age.  The educational institutions of the future will be online—or so my friend believes—which cost a fraction of what “bricks-and-mortar” educational institutions cost today.  The kids now are computer literate like no generation of the past; and the idea of learning online is second nature to them.

Why spend money on college tuitions and campus living expenses, and professors’ salaries and the infrastructure of college campuses, when everything can be done online for a fraction of the cost?  Why have professors repeating essentially the same lectures year after year, when such lectures can be taped once and shown again and again on YouTube? Why not eliminate “redundancy” and have the best professors teaching students online nationwide, and eliminate the costs of multiple professors?  Why allow “teaching assistants” (or “TAs”) to educate our kids, when the professors are paid to do this?  Why not eliminate colleges and graduates schools in wholesale numbers—just like libraries and book stores are closing or becoming “bookless” because everything is online?

The bottom line with respect to whether education shifts to the Internet might not be a function of conscious decisions by educators or parents: pure economics in America and globally will determine the results.  Falling governmental tax revenues will dictate drastic cuts like never before; and declining personal incomes and home values and foreclosures, and other family sacrifices, will result in changes to personal life styles that will affect the way educational programs are perceived and delivered worldwide. [4]

What was not mentioned in the article itself, but was discussed in comments beneath it, is the fact that student loans have kept the colleges, universities and graduate schools alive financially, all the while saddling the students and/or their parents with massive student debts that must be serviced and cannot be discharged in bankruptcy.

As if to echo what I wrote, the UK’s Economist has an article entitled “The absent student,” which states:

In the normal run of things, late summer sees airports in the emerging world fill with nervous 18-year-olds, jetting off to begin a new life in the rich world’s universities. The annual trek of more than 5m students is a triumph of globalisation. Students see the world; universities get a fresh batch of high-paying customers. Yet with flights grounded and borders closed, this migration is about to become the pandemic’s latest victim.

For students, covid-19 is making life difficult. Many must choose between inconveniently timed seminars streamed into their parents’ living rooms and inconveniently deferring their studies until life is more normal. For universities, it is disastrous. They will not only lose huge chunks of revenue from foreign students but, because campus life spreads infection, they will have to transform the way they operate. . . .

Yet the disaster may have an upside. For many years government subsidies and booming demand have allowed universities to resist changes that could benefit both students and society. They may not be able to do so for much longer.

Higher education has been thriving. Since 1995, as the notion spread from the rich world to the emerging one that a degree from a good institution was essential, the number of young people enrolling in higher education rose from 16% of the relevant age group to 38%. The results have been visible on swanky campuses throughout the Anglosphere, whose better universities have been the principal beneficiaries of the emerging world’s aspirations.

Yet troubles are piling up. China has been a source of high-paying foreign students for Western universities, but relations between the West and China are souring. Students with ties to the army are to be banned from America.

Governments have been turning against universities, too. In an age when politics divides along educational lines, universities struggle to persuade some politicians of their merit. President Donald Trump attacks them for “Radical Left Indoctrination, not Education”. Some 59% of Republican voters have a negative view of colleges; just 18% of Democrats do. In Britain universities’ noisy opposition to Brexit has not helped. Given that the state pays for between a quarter and a half of tertiary education in America, Australia and Britain, through student loans and grants, the government’s enthusiasm matters.

Scepticism among politicians is not born only of spite. Governments invest in higher education to boost productivity by increasing human capital. But even as universities have boomed, productivity growth in the rich-country economies has fallen. Many politicians suspect that universities are not teaching the right subjects, and are producing more graduates than labour markets need. Small wonder that the state is beginning to pull back. In America government spending on universities has been flat in recent years; in Australia, even as the price of humanities degrees doubles, so it will fall for subjects the government deems good for growth.

There are questions about the benefits to students, too. The graduate premium is healthy enough, on average, for a degree to be financially worthwhile, but not for everybody. In Britain the Institute for Fiscal Studies (IFS) has calculated that a fifth of graduates would be better off if they had never gone to university. In America four in ten students still do not graduate six years after starting their degree—and, for those who do, the wage premium is shrinking. Across the world as a whole, student enrolment continues to grow, but in America it declined by 8% in 2010-18.

Then came covid-19. Although recessions tend to boost demand for higher education, as poor job prospects spur people to seek qualifications, revenues may nevertheless fall. Government rules will combine with student nerves to keep numbers down. Last month the Trump administration said new foreign students would not be allowed to enter the country if their classes had moved online. Sydney, Melbourne, UNSW and Monash, four of Australia’s leading universities, rely on foreign students for a third of their income. The IFS expects losses at English universities to amount to over a quarter of one year’s revenues.

The damage from covid-19 means that, in the short term at least, universities will be more dependent on governments than ever. The IFS reckons that 13 universities in Britain risk going bust. Governments ought to help colleges, but should favour institutions that provide good teaching and research or benefit their community. Those that satisfy none of those criteria should be allowed to go to the wall.

Those that survive must learn from the pandemic. Until now most of them, especially the ones at the top of the market, have resisted putting undergraduate courses online. That is not because remote teaching is necessarily bad—a third of graduate students were studying fully online last year—but because a three- or four-year degree on campus was universities’ and students’ idea of what an undergraduate education should look like. Demand for the services of universities was so intense that they had no need to change.

Now change is being forced upon them. The College Crisis Initiative at Davidson College says that less than a quarter of American universities are likely to teach mostly or wholly in person next term. If that persists, it will reduce the demand. Many students buy the university experience not just to boost their earning capacity, but also to get away from their parents, make friends and find partners. But it should also cut costs, by giving students the option of living at home while studying.

Back to the mortarboard
Covid-19 is catalysing innovation, too. The Big Ten Academic Alliance, a group of midwestern universities, is offering many of its 600,000 students the opportunity to take online courses at other universities in the group. There is huge scope for using digital technology to improve education. Poor in-person lectures could be replaced by online ones from the best in the world, freeing up time for the small-group teaching which students value most.

Universities are rightly proud of their centuries-old traditions, but their ancient pedigrees have too often been used as an excuse for resisting change. If covid-19 shakes them out of their complacency, some good may yet come from this disaster.[5] 

Amen to all of this.  The only caveats that I have about effectively “gutting” colleges is that many students fool around with their online classes, and do not take them seriously; and hence, they run the risk of learning little or nothing.  And missing from a totally-online education is the social interaction that a college campus and environment provide.  Lastly, at least in America, college sports provide much-needed relief from the pressures of everyday life, which have increased dramatically—and beyond all reckoning—because of the Coronavirus. 

 

Dinosaur(2)

 

© 2020, Timothy D. Naegele


[1]  Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass). He and his firm, Timothy D. Naegele & Associates, specialize in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and Timothy D. Naegele Resume-20-6-30). He has an undergraduate degree in economics from the University of California, Los Angeles (UCLA), as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University. He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal (see, e.g., https://en.wikipedia.org/wiki/Commendation_Medal#Joint_Service). Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g., www.naegele.com/whats_new.html#articles and https://naegeleblog.wordpress.com/articles/), and can be contacted directly at tdnaegele.associates@gmail.com

[2]  See Timothy D. Naegele, Viewpoint: Greenspan’s Fingerprints All Over Enduring Mess, American Banker, October 17, 2008 (http://www.naegele.com/documents/GreenspansFingerprints.pdf); see also https://en.wikipedia.org/wiki/The_Emperor%27s_New_Clothes (“The Emperor’s New Clothes”)

[3]  See Timothy D. Naegele, The Coronavirus and Similar Global Issues: How to Address Them, 137 BANKING L. J. 285 (June 2020) (Naegele June 2020) (Timothy D. Naegele) [NOTE: To download The Banking Law Journal article, please click on the link to the left of this note]; see also https://naegeleblog.wordpress.com/2020/08/04/chinas-goal-is-global-domination-and-it-must-suffer-the-soviet-unions-fate/ (“China’s Goal Is Global Domination, And It Must Suffer The Soviet Union’s Fate”)

[4]  See https://naegeleblog.wordpress.com/2011/07/29/are-colleges-dinosaurs/ (“Are Colleges Dinosaurs?”) (footnotes omitted)

[5]  See https://www.economist.com/leaders/2020/08/08/covid-19-will-be-painful-for-universities-but-also-bring-change (“The absent student”); see also https://www.economist.com/briefing/2020/08/08/covid-19-could-push-some-universities-over-the-brink (“Uncanny University”—”Covid-19 could push some universities over the brink”—”Higher education was in trouble even before the pandemic”—”Covid-19 has put immense pressure on all universities. But the problems are about to get particularly severe for those in America, Australia, Canada and Britain that have come to rely on international students to fill their coffers.  . . . Even before the pandemic, many such universities worried about worsening relations with China, the biggest source of international students.  . . . Academics, used to tricky questions, now face an existential one: how will universities survive with many fewer students in them?  The problem is that campuses make an excellent breeding ground for the virus, and students travelling across the world are a good way to spread it.  A study by researchers at Cornell found that, although the average student at the university shares classes with just 4% of their peers, they share a class with someone who shares a class with 87%. The potential for the rapid spread of the disease was shown by the arrival of recruits at Fort Benning, an American army base. When 640 arrived in spring, just four tested positive. A few weeks later, more than a hundred did. According to the New York Times, some 6,600 covid-19 cases can be linked to American colleges.  . . . The risk is that, beyond the lecture hall, youngsters will ignore many restrictions. In July the University of California, Berkeley reported an outbreak involving 47 covid-19 cases, with most traced to parties in the fraternities and sororities. At the time, administrators urged students to keep gatherings to below 12 people, to hold them outside, to stay at least six feet apart and to cover their faces; they have since announced that all classes will be online and only 3,200 of the university’s 40,000 students will be allowed to live on campus.  . . . In America an estimated one postgraduate in three was studying fully online last year, up from one in five in 2012.  . . .  [I]n America, New York University is home to the most international students with 19,605; in Britain, University College London is, with 19,635.  The experience of either city—with all the possibilities of exploration and romance which urban life brings, even under semi-lockdown—cannot be replicated through video calls in a parental living room.  . . .  [E]ntry restrictions currently prevent students from getting to lots of countries. Since February all Chinese visitors have been banned from entering Australia. Pilot programmes to fly in groups of a few hundred students were abandoned when the local case count rose. Currently Canada will not let in students who did not get a visa before March. Some Indian students are allowed into America, but Chinese ones are not. Both would be welcome in Britain, so long as they quarantined for a fortnight.  . . . If the pandemic drags on, if a vaccine is not forthcoming or if the economic climate becomes particularly bad, then things will get bleaker still. Politicians will have bigger things to think about than protecting universities. The first two decades of the 21st century were ones of extraordinary growth for universities in many countries. That golden age is over”)





The Brooke Amendment And Section 8 Housing: Revisited

7 05 2019

 By Timothy D. Naegele[1]

This is the title of my newest law review article[2] that discusses the landmark laws enacted by Congress: the “Brooke Amendment” with respect to public housing, and the “Section 8” housing program that was intended to extend the benefits of the Brooke Amendment to housing wherever it is located. Put succinctly, the Brooke Amendment capped the payment of rent at twenty-five percent of a person’s income, with the federal government paying the difference; and it provided funds to improve public housing, and to assure the safety of its residents.

Section 8 was envisioned as giving “vouchers” to those who qualified for public housing, and permitting them to find housing anywhere, with the federal government subsidizing their rents when the twenty-five-percent-of-income threshold was passed. Taken together, the Brooke Amendment and Section 8 were America’s answer to the needs of decent housing for its poor. Today, there are two million voucher families.[3]

The United States has an unenviable record of providing affordable housing for its poor, much less for the poorest of the poor—America’s homeless. They have lived on the streets and wherever they could find shelter; and they have been shunned as “lepers” and cast aside to fend for themselves. Many have been and are in desperate need of mental health care and treatment; and they are not far removed from the poor of Calcutta, who have been chronicled down through the decades.

This is particularly true of the elderly, disabled and families with young children, who have slipped through the “cracks” and the societal “safety nets,” to the extent that such protections still exist. However, the elderly of the Boston area were singled out for humane, dignified and uplifting treatment and protection in the late 1960s and early 1970s, when work began by Senator Edward W. Brooke and me in the U.S. Congress—through its two banking committees—to address their plight.

Since then, billions of dollars have been expended, and millions of poor Americans have been helped, which tragically has only scratched the surface—as the numbers of chronically poor and those who are unable to afford private rents continue to rise in the United States. The ever-accelerating cost of housing, and the short supply of existing affordable housing units, have priced many Americans with even good jobs out of decent housing across America, in such areas as “Silicon Valley” (or the San Francisco Bay Area).

They have lived in campers, recreational vehicles (“RVs”) or wherever they could find to sleep. The effects on the poorest of the poor—those farther down the economic totem pole—have been catastrophic, especially in those areas of the United States where inclement weather is a major factor. Many have died, or been victimized, as homeless shelters have been inadequate or closed entirely for various reasons (e.g., funding and/or staffing shortages) in areas where they are needed the most.

Yesterday’s problems are compounded by staggering mental health issues relating to America’s poor and homeless; violent gang activities such as MS-13; dilapidated public housing projects, which may not be helped by the infusion of more federal funds; Social Security retirement benefits that have not kept pace with the costs of food, housing and the medical needs of America’s elderly poor; the influx of illegal immigrants from other countries, who have few discernible skills and nowhere to live; the shortage of qualified professional staff members who can deal effectively with such problems and challenges, and truly make a positive difference; and the increasing demand by most Americans for affordable housing, which has outstripped the available supply.

One size does not fit all. What works in one community may not work in another. And simply throwing money at the staggering problems might not be any solution at all. U.S. taxpayers may say “enough is enough,” and they might be right—at least with respect to their own self-interests. Money cannot be wasted if federal housing programs are to enjoy broad support from the American people. The tasks today are daunting, but the United States and Americans have risen to the challenges of the past, and may be expected to do so in the future.

 

Ed Brooke

[Senator Edward W. Brooke (1919-2015)]

 

© 2019, Timothy D. Naegele


[1]  Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass). He and his firm, Timothy D. Naegele & Associates, specialize in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and Timothy D. Naegele Resume-19-4-29). He has an undergraduate degree in economics from the University of California, Los Angeles (UCLA), as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University. He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal (see, e.g., https://en.wikipedia.org/wiki/Commendation_Medal#Joint_Service). Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g., www.naegele.com/whats_new.html#articles), and can be contacted directly at tdnaegele.associates@gmail.com

[2]  See Timothy D. Naegele [NOTE: To download The Banking Law Journal article, “The Brooke Amendment And Section 8 Housing: Revisited,” please click on the link to the left of this note]; see also https://naegeleblog.wordpress.com/2015/01/03/edward-w-brooke-is-dead/ (“Edward W. Brooke Is Dead”) and https://en.wikipedia.org/wiki/Edward_Brooke (“Edward Brooke”)

[3]  But see https://crosscut.com/2019/04/despite-new-law-landlords-continue-turn-away-applicants-section-8-vouchers (“Despite new law, landlords continue to turn away applicants with Section 8 vouchers”) and https://laist.com/2019/04/10/la_wants_to_stop_landlords_from_rejecting_low-income_housing_vouchers.php (“LA Wants To Stop Landlords From Rejecting Section 8 Vouchers”) and https://www.scpr.org/news/2019/04/12/89035/la-considers-prohibiting-landlords-from-rejecting/https://www.scpr.org/news/2019/04/12/89035/la-considers-prohibiting-landlords-from-rejecting/ (“LA considers prohibiting landlords from rejecting housing assistance vouchers”—”Nearly half of the people getting a Section 8 voucher in L.A. will end up losing it because they can’t find any landlords who will rent to them”) and https://www.latimes.com/opinion/editorials/la-ed-section-8-discrimination-law-homeless-20190419-story.html (“End Section 8 housing discrimination”—”[A]t a time when cities and counties are increasingly relying on vouchers to help reduce homelessness, many landlords won’t even consider leasing to tenants whose rent would be paid, in whole or in part, by the government. The problem is particularly acute in cities with high rents and low vacancies. In Los Angeles, nearly half the people trying to use a Section 8 voucher had it expire in 2017 before they could find a place to live, up from 18% in 2011. Several cities, including San Diego, San Jose and San Francisco, have already banned discrimination against tenants with Section 8 and other housing vouchers.  . . . But California can’t end housing discrimination on a city-by-city basis. State lawmakers need to go further and pass Senate Bill 329, which would enact the ban statewide.  . . . Landlords argue that high denial rates aren’t driven by discrimination but by the paperwork, inspections and restrictions that come with rental subsidy programs. For example, it’s hard to raise the rent, even modestly, on voucher tenants. Plus, they note, the supposed “market rent” the federal government is willing to cover is often too low in California’s overheated markets, where the bigger problem is a lack of affordable housing units”) and https://www.bostonherald.com/2019/04/25/boston-receives-1000-housing-vouchers-for-homeless/ (“Boston receives 1,000 housing vouchers for homeless”) and https://wpdh.com/ny-landlords-cant-discriminate-against-section-8-anymore/ (“NY Landlords Can’t Discriminate Against Section 8 Anymore”) and https://www.wbez.org/shows/wbez-news/more-section-8-vouchers-in-chicagos-black-neighborhoods-than-a-decade-ago/e461cdf4-22d1-45bd-9522-e0983c2d1c08 (“Chicago’s Section 8 Vouchers Increasing In Black Communities, Declining In White Neighborhoods”) and https://dc.curbed.com/2019/5/9/18538152/dc-nonprofit-fair-housing-law-online-course (“D.C. nonprofit offers online fair housing course designed to prevent discrimination by landlords”)





Edward W. Brooke Is Dead

3 01 2015

 By Timothy D. Naegele[1]

He is gone, and it is sad.  He was not a rock star or a celebrity in today’s terms; and most Americans have never heard of him.  But he should be remembered; and I will always remember him fondly.  He was a trailblazer.

Brooke was a black man, and I was a white man, more than 20 years his junior.  He hailed from Massachusetts, and my home was California, on the opposite sides of the continent—and seemingly worlds apart.  We were both lawyers, and we enjoyed laughing together; and perhaps this is what I will remember most about him.  He had a charming, infectious laugh; a wonderful smile; and a good sense of humor.  I believe he tried to do his best, and I did too; and our paths crossed purely by chance.

I was an Army captain—fresh out of the Pentagon during the Vietnam War—when I went job hunting on Capitol Hill.  Before the military, I had worked briefly for a prestigious law firm in San Francisco, after graduating from law school at Berkeley.  They had offered me a job when my two-year Army commitment was finished; and instead, I wanted to work on the Hill, which I thought would be more exciting and a once-in-a-lifetime opportunity, before I returned to California.

As chance would have it—after having “back-up” offers from the Justice Department and the SEC—I was not hired to work for Senator Alan Cranston of California, which is what I really wanted to do.  His staff was headed by someone from New York, who seemingly cared nothing about my love for California, or my connections and credentials, because apparently he wanted to propel Cranston into the foreign policy arena nationally.  I even offered to work free for a month, so I could demonstrate my talents and enthusiasm, but it came to naught.

In the process of “pounding the corridors” on the Hill, an acquaintance told me that Ed Brooke was looking for someone to staff him on the Senate Banking Committee, which seemed to be an ideal fit.  In college, I had worked two summers as a relief teller at lots of branches of a Southern California bank.  Also, I was in the midst of finishing a second law degree at Georgetown’s law school, the LLM, with emphasis on international trade law that related to the committee’s oversight responsibilities.  I never met the senator nor knew much about him before I was hired by his very talented and superb chief of staff—or “Administrative Assistant”—Dr. Alton Frye.  He and I hit it off; and the next thing I knew, I had been hired.

Officially, I was on the “minority” or Republican staff of the committee—because the Democrats controlled the Senate—and the senator was one of the committee’s ranking GOP members.  Unofficially, I worked for the senator on legislative matters and speeches and dealing with constituents.  It was heady work, and I enjoyed it immensely.  John Sparkman of Alabama was the committee’s chairman; and he had been the Democratic Party’s nominee for Vice President in 1952, running on the ticket of Adlai Stevenson, when Dwight Eisenhower and Richard Nixon trounced them.

Also, Bill Proxmire of Wisconsin was on the committee, who turned out to be one of the finest public servants I have ever met.[2]  Other senators included Ed Muskie from Maine, who ran for the presidency; Walter “Fritz” Mondale from Minnesota, who became Jimmy Carter’s Vice President and ran for the presidency himself against Ronald Reagan in 1984; and Charles “Chuck” Percy of Illinois, who had been president of Bell & Howell before he entered the Senate, and whose daughter married Senator Jay Rockefeller of West Virginia.

On the committee staff, where my official title was “Assistant Counsel,” the first thing that I did was staff the Presidential Commission on Mortgage Interest Rates, which was an education unto itself.  We met in a room off the Capitol rotunda; and it was a joint Senate-House commission, chaired by Sparkman and Congressman Wright Patman of Texas.  Sparkman was 70 and Patman was 76; and both legislators were wily and shrewd like few people whom I had met in my life, up to and including today.  Also, both were delightful human beings.

Ed Brooke had been elected to the Senate two years before I arrived, so he was still very junior in terms of seniority.  However, because he was the first black U.S. senator since Reconstruction after the Civil War—with Barack Obama being the third—he was afforded a certain amount of respect and responsibility.  He had been Massachusetts’ Attorney General, and he was smart and charming; and his colleagues in the Senate seemed to genuinely like him.

I was responsible for the senator’s legislative matters pertaining to banking, securities, international trade, and housing.  The committee’s jurisdiction included oversight of the Federal Reserve Board, the Treasury Department, HUD, the SEC, and the bank regulatory agencies such as the FDIC.  Among other things, I participated in drafting laws, in addition to assorted bills on various subjects such as Standby Letters of Credit.  Most importantly though, I authored the Anti-Tying Provision of the Bank Holding Company Act Amendments of 1970, which remains the only federal antitrust law enacted by Congress that deals specifically with predatory lending practices by banks and other financial institutions.[3]

Also, I authored two pieces of housing legislation as part of the Housing and Urban Development Acts of 1969 and 1970, with respect to which I will always be very proud: the “Brooke Amendment” relating to public housing; and the national “Housing Allowance” program, which morphed into the Section 8 housing program that has helped millions of Americans.  Unfortunately, there is scant mention of the first program in the senator’s book, “Bridging the Divide: My Life”—which is contained in one paragraph.[4]  No mention of the second program is made at all, yet both have helped enormous numbers of poor Americans, many of them elderly.

Others contributed to the writing of Ed’s book; I did not.  Presumably they had no idea about the origins of the Brooke Amendment, nor how many Americans were helped by it and Section 8.  The senator told me one day that he was concerned about the plight of public housing tenants in Massachusetts, especially the elderly.[5]  Hence, I went to work and tried to determine what could be done.  One person who was central to my efforts was a wonderful black man, the late Tony Henry, who headed a group called the National Tenants Organization.

Tony gave me the idea of capping the rents that public housing tenants paid at 25 percent of their incomes, with the federal government picking up the difference; and providing other financial assistance to the crime- and poverty-stricken projects.  This became the Brooke Amendment; and in turn, the Housing Allowance program was an outgrowth of that—without tying the government assistance to particular projects, but providing “vouchers” that allowed the poor to choose.  Literally millions of Americans have been helped; and without the senator, it never would have happened.  Indeed, I used to read handwritten thank you letters to Brooke from the elderly, which moved one to tears.

Members of his personal staff and I established a summer program for disadvantaged kids in Massachusetts—on behalf of the senator, in conjunction with the Pentagon—which involved underutilized military facilities in the State, such as the Boston Navy Yard and Otis Air Force Base.  This wonderful idea came to me from the late Bob Goralski of NBC News; and the program served approximately 100,000 kids during its first year alone, which was impressive.  The senator and I traveled to Massachusetts with then-Secretary of Defense Melvin R. Laird to review the program and its progress.

Prior to his reelection campaign in 1972, the senator asked me to head his Senate staff, as his Administrative Assistant, which I did—even though I was a Californian.  However, he never really had any serious challengers, so our elaborate campaign plans were truncated, and the job proved to be boring.  I was not happy, because I wanted to work on substantive matters; and it turned out to be a mistake.  The senator was gracious as always; and as we had agreed, I left the Senate in January of 1973 following his reelection, to join a Washington law firm as a partner.

Thereafter, I represented all of the banks in Massachusetts, the Prudential Insurance Company of America and other clients, and came in contact with the senator and his staff on a regular basis.  He was helpful and kind; and I always wanted the best for him.  He had been mentioned as a possible vice presidential candidate at times, but it never came to pass.  He divorced and remarried; and from all accounts, his second marriage was happy and fulfilling, to a wonderful woman, which pleased me greatly.

In the final analysis, how would I rate the man, based on my years with him—and being around other important figures in contemporary history?  He never reached his full potential politically, although he achieved a great deal.  Among other things, he was honored with the Presidential Medal of Freedom and the Congressional Gold Medal.  The courthouse in Boston bears his name; he is the only African-American reelected to the Senate; and a school was named in his honor.[6]

Perhaps the most important comparison might be to Barack Obama.  In a sense, Ed Brooke paved the way for Obama’s presidency.  There is no doubt about the intelligence of both politicians.  However, Obama was elected to the presidency when he was 47, while Brooke was elected to the Senate at the same age.  Obama shot into the stratosphere politically, while Brooke never had that chance.  I believe he knew it, although he was flattered when people mentioned him for the national ticket.

Brooke did not try to change America because of any hatred of whites or our capitalist system.  After reading Obama’s “Dreams from My Father,” most Americans will have few if any doubts why he associated with and befriended Weather Underground co-founder Bill Ayers and Rev. Jeremiah A. Wright Jr.  Their radical views seemed consistent with his.[7]  Ed Brooke was not a radical, or even close.  He grew up on the American mainland; whereas, Obama grew up in Hawaii and Indonesia, and never set foot on the American mainland until he attended Occidental College in Southern California.

Brooke was an American, and proud to be one.  He did not engage in class warfare like Obama has.  He did not have deep-seated racial anger, nor exacerbate racial tensions and violence.  And he was not a Narcissistic demagogue like Obama is.  Brooke grew up with a stable family life; Obama did not.  I have zero doubts that both men faced unbelievable discrimination because of their skin color, especially Brooke—because of the times when he grew up.  However, I never experienced any racism on his part.  Because he was a U.S. Army officer in Italy during World War II, where he saw combat, there was no anti-military hostility or prejudice like Obama has.

If Brooke had an Achilles’ heel or more than one, they involved women and possible links to the Mafia, which were unsettling.  His affairs with white women such as Barbara Walters have been documented.  However, most disturbing were his affairs with young white women on his Senate staff, before I arrived in his offices.[8]  Many of their lives were changed forever by the experiences.

The first links to the Mafia apparently arose during his tenure as Attorney General, and continued when he was in the Senate.  I met his “contact”—to whom I shall refer as “Norman”—when he visited the senator on numerous occasions in the Russell Senate Office Building.  Indeed, the man advised me against investing with the senator on the island of Saint Martin (also Sint Maarten) in the Caribbean, where the senator owned a home and came to know Anne, his lovely second wife and the mother of his son.  I always appreciated the advice, and knew it was for my protection and well being.

Perhaps it is these “skeletons” that prevented him from achieving more—or maybe it was simply the racism of the times.  No one may ever know.  Most of the senator’s professional staff was white; and the only black member who worked for him while I was involved became very dissatisfied because the senator was not more “active” on the issues that concerned their race.  However, I will never forget that a black man gave a young white man, me, a chance to work at the highest levels of American government; and I will always be deeply appreciative of this.

I am sad that Ed Brooke is gone.  He is missed.  He was not perfect; no one is.  Yet, he made a difference—in Massachusetts, Washington, D.C., and in American politics and life.  He was an American leader before Barack Obama was even born; and he was a conciliator, not a rabble-rouser or racist.  And I will always remember his wonderful smile and laugh.[9]

© 2015, Timothy D. Naegele

Ed Brooke


[1] Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass).  He practices law in Washington, D.C. and Los Angeles with his firm, Timothy D. Naegele & Associates, which specializes in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and http://www.naegele.com/naegele_resume.html).  He has an undergraduate degree in economics from UCLA, as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University.  He is a member of the District of Columbia and California bars.  He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal.  Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g.,www.naegele.com/whats_new.html#articles), and can be contacted directly at tdnaegele.associates@gmail.com; see also Google search:Timothy D. Naegele

[2] See https://naegeleblog.wordpress.com/2010/09/24/washington-is-sick-and-the-american-people-know-it/#comment-1799 (“When A Giant Named Senator Bill Walked Through Washington”)

[3] See 12 U.S.C. § 1972; see also Timothy D. Naegele, “The Bank Holding Company Act’s Anti-Tying Provision: 35 Years Later,” 122 Banking Law Journal 195 (March 2005); “The Anti-Tying Provision: Its Potential Is Still There,” 100 Banking Law Journal 138 (1983); and “Are All Bank Tie-Ins Illegal?” 154 Bankers Magazine 46 (1971) (http://www.naegele.com/whats_new.html#articles).

[4] See Edward W. Brooke, “Bridging the Divide: My Life,” p. 177.

[5] Many of these elderly were black; and they were preyed on and intimidated by young black thugs and hoods in the public housing projects and elsewhere.  Tragically, this happens all too often today; and Ed Brooke wanted to put a stop to it.

[6] See, e.g.http://en.wikipedia.org/wiki/Edward_Brooke

[7] See https://naegeleblog.wordpress.com/2009/12/05/is-barack-obama-a-racist/

On most issues, I was politically in tune with Ed Brooke; I am not with Barack Obama.

See, e.g., https://naegeleblog.wordpress.com/2013/03/01/is-obama-the-new-nixon/ (see also the footnotes and comments beneath the article)

[8] One of the women told me that her goal was to bed the senator, which was consummated later—many years before he and Anne were married.

See also https://naegeleblog.wordpress.com/2009/12/05/is-barack-obama-a-racist/#comment-2830 (“The Truth About Martin Luther King, Jr. Emerges . . . Finally”)

[9]  See also https://www.c-span.org/video/?324750-1/memorial-service-senator-edward-brooke (CSPAN: “Funeral Service for Former Senator Edward Brooke”)





Poverty In America

7 02 2012

 By Timothy D. Naegele[1]

Presidential candidate Mitt Romney made one of the dumbest and most insensitive comments that I have ever heard from an American politician since I became involved with politics:
You can choose where to focus.  You can focus on the rich; that’s not my focus.  You can focus on the very poor; that’s not my focus.  My focus is on middle-income Americans.

He went on to explain that “[w]e have a safety net for the poor.”  And “[i]f there are people that are falling through the cracks, I want to fix that.”[2]

However, the fact that America’s poorest citizens theoretically have access to food stamps, Medicaid and housing vouchers[3]—which Romney cited—does not constitute much of a “safety net” at all.  Some Americans, such as senior citizens, are too proud to accept any governmental assistance (other than Social Security and Medicare benefits) or handouts.  They have worked all of their lives; and to find themselves in poverty is embarrassing and deeply depressing.  They and others are often turned away or sanctioned by the government bureaucracy that can be brutal and cruel, especially to people who are truly in need.[4]

Those Americans who had moved into our “Middle Class” will lose their homes and everything else, which is happening already.  The idea that colleges and professional schools were guaranteed pathways to success will also evaporate.[5]  Our society and that of other countries will be upended.  And yes, there will be “class warfare,” which Barack Obama and his surrogates are fanning already.  Leave aside the fact that he will add more debt than all 43 prior presidents combined, demagoguery is in season and full swing.

When I worked in the U.S. Senate as a young lawyer with its Senate Banking Committee and later headed the Senate staff of Edward W. Brooke (R-Mass)—the first African-American in the Senate since Reconstruction following our Civil War, with Obama being the third—the senator and I met with Mitt’s father who was Secretary of Housing and Urban Development (1969-1973)[6], and I was very impressed with him.  At that time, I was working on the passage and implementation of the Housing and Urban Development Acts of 1969 and 1970, which included the “Brooke Amendment” relating to public housing; and the national “Housing Allowance” program, which morphed into the Section 8 housing program that has helped millions of Americans.  The senator, George Romney and I talked about these programs at length.

On behalf of Senator Brooke, I also established a summer program for disadvantaged kids in Massachusetts, in conjunction with the Pentagon, which involved underutilized military facilities within the state (e.g., the Boston Navy Yard, Otis Air Force Base) and served approximately 100,000 kids during its first year alone.  Indeed, the senator and I traveled to Massachusetts with then-Secretary of Defense Melvin R. Laird in his private plane to review the program and its progress.

In making my observations, I am not singling out Mitt Romney for condemnation.  I have believed in Mitt for a long time now, and will vote for him—in no small part because I share most of his positions with respect to the economy and national security issues.  However, lots of politicians and other successful Americans are “tone deaf” when it comes to the needs of the poor.  They do not relate to them at all, and they cannot understand them.  To be poor is a sign of failure in our success-oriented and driven society.  Our advertising touts beautiful bodies and fancy cars and materialistic dreams.  In no way are the poor glorified, much less given dignity.  Shame is heaped on them, which is wrong.

When I was graduating from grade school in Los Angeles, my mother came to the ceremony in a wheelchair, and I was mortified.  No other mothers were present like that.  She had suffered the convergence of two debilitating illnesses, which robbed her of her beauty and almost killed her.  By the time that I was entering high school, her right leg had been amputated, which stopped the onslaught of what she had gone through; and during the Vietnam War, she walked with an artificial leg and was named the “Woman of the Year” by the local chapter of the Red Cross—for her outstanding volunteer work.

What all of this taught me was that her faith in God had sustained her, and given her courage, hope, joy and great love.[7]  And that stigmas and discrimination attach, especially in Southern California, to those people who are physically or mentally “challenged” or handicapped, the poor, and to those who are not “beautiful.”  Hollywood has gone nationwide and worldwide since then, with a vengeance; and life-threatening illnesses and poverty are not part of the “American dream,” which has been embraced by people globally.  As the U.S. economy declines more between now and the end of this decade—which will happen to an even greater extent in countries around the world—poverty, human suffering, misery and anger will increase dramatically.[8]

The core issues will be how Americans adjust to their poverty and hopelessness, which will be just as rampant in this decade as during the Great Depression of the last century that did not end until the onset of World War II, at the earliest.  There are no easy solutions to losing one’s job, home, car and everything else.  As State governments scramble to avoid bankruptcy, programs that might have helped the poor will no longer exist.  For example, in California, State parks are being closed; and the nightly price for staying at those that remain open equals the cost of a cheap motel already.  Where will the poor stay, especially if they have no family members who can—or are willing to—take them in?  How will they afford food to eat, and find transportation to get from one place to another (e.g., looking for work)?  When inclement weather sets in, how will they survive?

The published numbers of “poor” do not begin to tell their tragic stories; and the human suffering will increase and become unfathomable during the balance of this decade, whether Romney is president or not.  Pure economics will dictate this; and there is nothing that can be done governmentally, by any politician.[9]  And yes, many of those poor will be “middle-income Americans” or those who had been members of our Middle Class.  They will be devastated; suicides and divorces will increase[10]; and families will be torn asunder.  Mitt Romney and the wealthy of the United States—which includes Obama and most members of Congress—need to wake up now, and begin to demonstrate real compassion.  The problem is that they have no earthly idea of what it is like to be poor.

In Greece today, parents are giving away their children because they cannot afford them.  Kids are being dumped in streets or abandoned at shelters with notes attached to them, saying that one or both parents are at wits’ end.[11]  Poverty breeds inhumanity on a scale that is unknown to most Americans; and it also breeds crime (including massive Internet fraud[12]), which will increase in the United States as money for law enforcement declines and as our prisons are overcrowded and prisoners are released.  Reality is crashing down with a thud like never before in our lifetimes.

As I wrote almost three years ago:

America and other nations are in uncharted waters; and their politicians may face backlashes from disillusioned and angry constituents that are unprecedented in modern times. Also, the limits of godless secularism and paying homage to the false gods of materialism may become self-evident.[13]

The chickens are coming home to roost, in spades; and the “good times” are ending for vast numbers of Americans and their counterparts around the world.

Others will remain rich, or attain great riches[14]; and I do not begrudge it to them at all.  I do not envy or covet what another has.  I have never done so.  My parents taught me that, by their own words and actions.  In my lifetime thus far, I have had lots of money, and none.  I have friends with many millions, and one with several billions; and others who have nothing.  I have treated them all the same—with love, respect, dignity and compassion.

I lived in a tent for months at a time—with water everywhere inside it, during the rainy season—because that was all I could afford.  I have had two cars repossessed, as well as a boat.  I have been evicted; and lost my dream house, as well as most of the possessions that were important to me, including priceless family items that had been handed down over generations.  When I was in law school, I had a pair of shoes resoled so many times that I was told it could not be done anymore; and I have struggled to make ends meet for food.

I do not wish any of this on others.  However, I realize that many Americans have experienced losses, pain and suffering that are far worse than I ever have; and this is true today of people abroad who are dying of wars, diseases and malnutrition, and are being forced into slavery and prostitution.[15]  I have great faith in God, the United States, all Americans[16], and people everywhere.  I believe we will survive like my mother did.  However, we will be tested like never before.

© 2012, Timothy D. Naegele


[1] Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass).  He practices law in Washington, D.C. and Los Angeles with his firm, Timothy D. Naegele & Associates, which specializes in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and http://www.naegele.com/naegele_resume.html).  He has an undergraduate degree in economics from UCLA, as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University.  He is a member of the District of Columbia and California bars.  He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal.  Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g.,www.naegele.com/whats_new.html#articles), and can be contacted directly at tdnaegele.associates@gmail.com; see also Google search:Timothy D. Naegele

[2] See http://edition.cnn.com/2012/02/02/politics/campaign-wrap/?hpt=hp_t1

[3] As discussed later in this article, “housing vouchers” are an outgrowth of the national “Housing Allowance” program that I crafted as a young attorney with the Senate Banking Committee—which was complementary to the “Brooke Amendment,” and morphed into the Section 8 housing program that has helped millions of Americans.

[4] As I have written:

[L]awyers who are prosecutors are often less interested in fairness and justice than they are in winning at all costs, and exercising their raw power and hurting others in the process—such as those who are innocent but are convicted anyway.

See https://naegeleblog.wordpress.com/2011/01/03/the-american-legal-system-is-broken-can-it-be-fixed/

And I added:

A federal official with reason to know told me that between 15-20 percent of the indictees in federal courts are probably innocent.  Some are seniors who have been charged with cheating the Social Security program, and they are scared to death, so they agree to plea bargains rather than fight for their innocence.

See id. at n.8.  This is truly frightening, and cruel.  Also, those who are engaged in prosecutorial misconduct are “sheltered” by the government, which is a travesty unto itself.  Aside from any civil remedies against them, such prosecutors should be prosecuted and disbarred.

See, e.g.http://www.usatoday.com/news/washington/story/2012-02-06/ted-stevens-prosecutors-justice-department/52922922/1 (“Taxpayers pay to defend prosecutors in Ted Stevens case”); see also https://naegeleblog.wordpress.com/2011/01/03/the-american-legal-system-is-broken-can-it-be-fixed/#comment-1700 (“Perhaps the best remedy for such abuses is to have the ‘guilty’ prosecutors incarcerated; and let justice be meted out with respect to them, by those in prisons”)

[5] See, e.g., https://naegeleblog.wordpress.com/2011/01/03/the-american-legal-system-is-broken-can-it-be-fixed/#comment-1977 (“Law School May Amount To The Worst Investment Of Her Life!”) and https://naegeleblog.wordpress.com/2011/07/29/are-colleges-dinosaurs/ (“Are Colleges Dinosaurs?”) (see also the footnotes and all other comments beneath the article)

[6]  See, e.g., http://en.wikipedia.org/wiki/George_W._Romney#Secretary_of_Housing_and_Urban_Development

[7] See, e.g.https://naegeleblog.wordpress.com/2010/05/12/what-and-where-is-god/ (“What And Where Is God?”) (see also the footnotes and comments beneath the article)

[8] See, e.g., https://naegeleblog.wordpress.com/2010/09/27/the-economic-tsunami-continues-its-relentless-and-unforgiving-advance-globally/#comment-1960 (“Global Economy Could Endure Disaster For a Week”) (see also the article itself, as well as the footnotes and all of the other comments beneath it)

[9] See, e.g., http://www.americanbanker.com/issues/173_212/-365185-1.html (“Greenspan’s Fingerprints All Over Enduring Mess”) and http://www.realclearpolitics.com/news/tms/politics/2009/Apr/08/euphoria_or_the_obama_depression_.html (“Euphoria or the Obama Depression?”); see also http://www.philstockworld.com/2009/10/11/greenspan’s-legacy-more-suffering-to-come/ (“Greenspan’s legacy: more suffering to come”)

[10] See https://naegeleblog.wordpress.com/2011/07/14/divorces/ (see also the footnotes and comments beneath the article)

[11] See, e.g., http://www.dailymail.co.uk/news/article-2085163/Children-dumped-streets-Greek-parents-afford-them.html (“Children ‘dumped in streets by Greek parents who can’t afford to look after them any more'”)

[12] See https://naegeleblog.wordpress.com/2010/01/31/lawyers-and-internet-scams/ (“Lawyers And Internet Scams”) (see also the footnotes and all of the comments beneath the article)

[13] See http://www.realclearpolitics.com/news/tms/politics/2009/Apr/08/euphoria_or_the_obama_depression_.html

[14] See, e.g., http://www.thedailybeast.com/galleries/2012/02/02/the-youngest-and-richest-people-in-america-from-mark-zuckerberg-to-sean-parker-photos.html (“The 10 Youngest Richest, From Sergey Brin to Mark Zuckerberg”)

[15] See https://naegeleblog.wordpress.com/2009/12/28/human-trafficking/ (“Human Trafficking”) (see also the footnotes and all of the comments beneath the article)

[16] See https://naegeleblog.wordpress.com/2010/02/26/america-a-rich-tapestry-of-life/ (“America: A Rich Tapestry Of Life”) (see also the footnotes and all of the comments beneath the article)





America: A Rich Tapestry Of Life

26 02 2010

By Timothy D. Naegele[1]

What makes a country special and, yes, great?  Its land, its people, its history, its culture, its belief systems or its soul?  All of these, and so much more—including intangibles that most of us never think about.  The United States is that country, unlike any other on the Earth.  There is no need for Americans to flaunt it or be arrogant or condescending or aloof.  Those are not the American way.  Deep beneath the surface, there is love for people everywhere, and an appreciation of each person’s God-given gifts and uniqueness.  In a recent interview, I said:

I believe in this country, and I believe in Americans of all colors, faiths and backgrounds.  The United States is the only true melting pot in the world, with its populace representing a United Nations of the world’s peoples.  Yes, we fight and we even discriminate, but when times are tough—like after 9/11—we come together as one nation, which makes this country so great and special.  Also, all of us or our ancestors came here from somewhere else.  Even the American Indians are descended from those who crossed the Bering Strait—or the “Bering land bridge”—according to anthropologists.[2]

Most of us spend a lifetime dealing with issues and challenges that we believe, rightly or wrongly, are not of our own making; and we react accordingly. Some are big, but most are small and petty, albeit each seems so important at the time. For example, last night I bought a new Apple iPod on which I loaded music and other data from my laptop, but I could not find the icon on my desktop this morning. I called Apple’s technical support line, and was routed to a fellow in India. He was very nice and courteous, but I told him that I wanted to speak with someone in the United States. When he said that he would let me talk with his supervisor, I thanked him but said no, and hung up and called Apple again. The same thing happened, so I tried a third time and a very nice woman came on the line named “Abby.” I detected a slight accent and asked where she was located, and she said the Philippines. I thought about hanging up a third time, but decided against it.

Abby was delightful, and really tried to help.  Having been an Apple customer for about 20 years, I know how diligently she tried.  Finally, she routed me to “Amy,” who turned out to be located in Boise, Idaho.  Amy was delightful too; and we tried everything, but nothing worked because the “Made in China” iPod is apparently defective and needs to be replaced.  In the course of our discussions, I learned that Amy hailed from California, where I was born and raised.  Having had bad experiences with HP recently—where Amy’s husband has worked—in terms of its nonexistent customer support, I was pleased to tell Amy how I had gone through Apple’s ups and downs, but have been generally quite pleased with its telephone support.  It has kept me in the fold and a loyal Apple customer through thick and thin.  Something struck me in the gut though, about companies like Apple farming out calls to India, the Philippines and other countries.  It just seemed very un-patriotic.  It meant the loss of jobs that might have gone to Americans; and it was the first time that I found Apple doing it.

If I had purchased Apple stock at about $12 per share many years ago, I would have made out like a bandit.  If I had bought stock in Ford when it reached a low of $1.01 in November of 2008, which was not too long ago, I would done very well.  Ford has announced plans to hire more American workers; its new cars are great looking; and their quality is apparently superb.[3] Despite the fact that the U.S. may be in the “doldrums” for the rest of this decade, I have been pleased to tell friends and acquaintances that Ford is back, or so it seems, just like Apple came roaring back.  My first four cars were Fords, before I switched to foreign brands—with two Chevrolets thrown in—and it is nice to think about Ford once again and to have an American automaker to be proud of.  Lots of people are avoiding cars from Barack Obama’s “Government Motors” and Chrysler, and I share their views.

Whether it is a computer-related product or a car or almost anything else in life, there is a newfound pride in buying American that is surfacing in this country.  Will it result in harmful protectionism that sent the global economies into a tailspin during the 1930s?  I do not believe so because at the very least, complicated products like cars and computers often have parts that are made abroad.  However, as times get tougher, Americans and others may buy their own country’s products before turning abroad.  This is human nature; or their decisions may be dictated solely by price not sentiment.  Apple’s iPod and its computers are made in China, but even that might change—although it seems unlikely anytime soon.

In April of 2009, I wrote: “America and other nations are in uncharted waters [economically, politically, and in other ways]; and their politicians may face backlashes from disillusioned and angry constituents that are unprecedented in modern times.”[4] Even harder days are ahead, and politicians may experience electoral “bloodbaths.”  These will be years of taking stock, and of being thankful for the little things—for families and helping others.  The limits of hedonism, godless secularism, and paying homage to the false gods of materialism will become self-evident.  We may opt for simpler lives because we have to, and because we come to like and prefer a return to the basics.

When I decided that I wanted to work on Capitol Hill after spending two years in the Army, rather than rejoin a prestigious San Francisco law firm where I could make more money, I tried to get a job with then-U.S. Senator Alan Cranston from my home State of California.  To my surprise and disappointment, his staff was headed by a fellow from New York who apparently wanted to propel Cranston into the foreign policy arena, and was less interested in hiring Californians like me.  Hence, I pounded the Senate corridors and learned that then-U.S. Senator Edward W. Brooke—the first black senator since Reconstruction after the U.S. Civil War, with Barack Obama being the third—was hiring an attorney for the Senate Banking Committee.

I was hired by his chief of staff, Dr. Alton Frye, without ever having met the senator.  I was honored that a white man from California was working for a black man from Massachusetts, but that is how America works.  I went on to write the “Brooke Amendment” relating to public housing; and the national “Housing Allowance” that morphed into the Section 8 housing program, which has helped millions of Americans.  The nicest thing that some people might say about me is that I am “outspoken.”  Ed Brooke put it another way one day, when he said that I lacked “tact.”  Perhaps this is the beauty of being an American.  Each of us can speak our mind on any and every issue, without qualms about doing so.

I criticize President Obama regularly, often in scathing terms, but I almost voted for him.  Even though I disagree with almost everything he does, because I am much more conservative than he will ever be, I would prefer him any day of the week to a leader like Russia’s murderous dictator-for-life Putin.[5] Perhaps I will never forget the way Obama wrote lovingly about his mother and his maternal grandparents, “Toot” and “Gramps,” in his book “Dreams from My Father.”[6] Yet, after working in Washington, D.C. for 21 years nonstop, the one lesson I learned is that government does not work; and the Obama presidency is a shining example of that.  Only the Pentagon—where I spent two years as an Army Officer—and our military are remotely efficient and effective.  The rest of government is a vast “wasteland,”  even though there are good people working at all levels of government.

America is magnificent geographically, whether one thinks about the Grand Canyon, Yellowstone, Yosemite and other breathtaking parks, or its deserts, mountains, lakes, inland waterways and coastlines.  Its metropolitan areas are unparalleled, be it New York City or San Francisco, or thousands of cities and towns in between.  Its people are like a rainbow, with diversity undergirding all.  Its culture is rich because of the many cultures that have been blended into the American experience, which is unique in all the world.  Its belief systems are as varied as there are colors in the rainbow.  And its soul . . . ah yes, its soul . . . embraces the souls of more than 300 million people, woven together into a rich tapestry of life.

When we have decisions to make or feel that we are being called in a particular direction, our strength comes in putting our faith in God within and trusting the guidance we receive through prayer, intuition or love.  As individuals and as a country, we walk by faith not by sight.  Yes, America is great . . . from sea to shining sea—and deep in the Pacific where volcanic peaks of the Hawaiian Islands loom, and in the majestic northernmost reaches of Alaska’s tundra, and in the azure Caribbean too.  God blessed us beyond belief, although we take it for granted much of the time.  Everyone does.  This is human nature.  After all, we are not perfect.  Neither is America.  Only God is.[7]

© 2010, Timothy D. Naegele

Statue of Liberty


[1] Timothy D. Naegele was counsel to the U.S. Senate Banking Committee, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass), the first black senator since Reconstruction after the U.S. Civil War.  He practices law in Washington, D.C. and Los Angeles with his firm, Timothy D. Naegele & Associates (www.naegele.com).  He has an undergraduate degree in economics from UCLA, as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University.  He is a member of the District of Columbia and California bars.  He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal.  Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years.  See, e.g.www.naegele.com/whats_new.html#articles

[2] See http://www.philstockworld.com/2009/10/11/greenspan’s-legacy-more-suffering-to-come/ and http://seekingalpha.com/instablog/2951-ilene/31177-interview-with-timothy-d-naegele

[3] See, e.g., http://finance.yahoo.com/q/hp?s=F&a=00&b=3&c=2008&d=01&e=2&f=2010&g=m; see also http://www.ford.com/about-ford/news-announcements/press-releases/press-releases-detail/pr-ford-kicks-off-2010-with-24-31945 and http://online.wsj.com/mdc/public/page/2_3022-autosales.html#autosalesE

[4] See http://www.realclearpolitics.com/news/tms/politics/2009/Apr/08/euphoria_or_the_obama_depression_.html; see also http://www.americanbanker.com/issues/173_212/-365185-1.html

[5] Compare https://naegeleblog.wordpress.com/2010/01/20/the-end-of-barack-obama/ and https://naegeleblog.wordpress.com/2010/01/19/emp-attack-only-30-million-americans-survive/ and https://naegeleblog.wordpress.com/2010/01/01/barack-obama-america’s-second-emperor/ and https://naegeleblog.wordpress.com/2009/12/26/obama-in-afghanistan-doomed-from-the-start/ and https://naegeleblog.wordpress.com/2009/12/05/is-barack-obama-a-racist/ with https://naegeleblog.wordpress.com/2010/02/09/russias-putin-is-a-killer/

[6] See Obama, “Dreams from My Father” (paperback “Revised Edition,” published by Three Rivers Press, 2004), pp. xii (“[S]he was the kindest, most generous spirit I have ever known, and . . . what is best in me I owe to her”), 89 (“[Toot and Gramps] had sacrificed again and again for me.  They had poured all their lingering hopes into my success.  Never had they given me reason to doubt their love; I doubted if they ever would”), 343 (“I looked out the window, thinking about my mother, Toot, and Gramps, and how grateful I was to them—for who they were. . . .”); see also https://naegeleblog.wordpress.com/2009/12/05/is-barack-obama-a-racist/

[7] Some years ago, I had a law student from UCLA who worked for me as a law clerk doing research and legal writing.  He made a small mistake in a brief, but one that I considered important.  I jumped all over him.  He had worked in Saudi Arabia as an engineer before coming to law school; and he stopped me, and asked if I knew how the Saudis made Oriental rugs.

Some were made by hand and others by machines, he said, but in every case there was an intentional mistake inserted somewhere in each rug.  He asked if I knew why, and I said no.  He said the Saudis believed that only Allah—or God—is perfect; and of course I believed that too.  Since then, when I have jumped all over myself for making mistakes, or thought about criticizing others, I have recalled his story.  None of us are perfect.  Only God is.








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