Biden Is Brain Dead

8 08 2020

  By Timothy D. Naegele[1]

The first time that I came into contact with Joe Biden was when I had just left the U.S. Senate in January of 1973.  I attended his first committee hearing before the Senate Banking Committee—where I had served as a staff attorney, before heading the staff of the late Senator Edward W. Brooke of Massachusetts.[2]

In a very real sense, it was a tragic occasion because one month before—on December 18, 1972—Biden’s first wife Neilia and their one-year-old daughter Naomi were killed in an automobile accident while Christmas shopping in Delaware:

Neilia Biden’s station wagon was hit by a tractor-trailer truck carrying corn cobs as she pulled out from an intersection. Biden’s sons Beau and Hunter survived the accident and were taken to the hospital in fair condition, Beau with a broken leg and other wounds, and Hunter with a minor skull fracture and other head injuries.  Doctors soon said both would make full recoveries.  Biden considered resigning to care for them, but Senate Majority Leader Mike Mansfield persuaded him not to.[3]  

Yet that day in the Senate, Biden was courageous and all smiles; and his colleagues in the Senate welcomed him graciously, as a newly-minted U.S. Senator.

Thereafter, I attended many Senate hearings, as I had when I worked there.  However, it seems that I will always remember that one day.  Biden was doing his best—and life had to go on.  Many if not most of us might have gone into near- or complete-isolation following such a tragedy; and I admired Biden after that.

I came to the Senate as a Democrat, having been raised in a devoutly-Republican family, where giants like Dwight Eisenhower and Douglas MacArthur—and Richard Nixon—were lionized.[4]  Indeed, my mother had a framed photo of Pat and Dick Nixon on our living room table.

Fast forward to my post-Senate beliefs, and I had seen enough not to believe in either political party, so I became an Independent and have been one ever since.  I learned that the Kennedys were the very worst of American politics[5]; and Lyndon Johnson was responsible for the tragic Vietnam War, in which friends of mine were killed for nothing.

Indeed, when I left the Senate, I concluded that the Democrats were “evil” but smart, while the Republicans were “Neanderthals” and dumb.  I have never changed that opinion.

Joe Biden went through “vanity” hair transplants, just as one of my Senate “heroes” Bill Proxmire did[6]; and I did not pay much attention to Biden until Barack Obama picked him as a running mate.  Also, I have not paid much attention to the scandals surrounding Biden and his son Hunter, or to claims of Biden’s womanizing—which are “standard fare” in Hollywood, Washington and other power centers of this world.

While I have commented about Biden sporadically[7], the issue before the American people now and in the days and months to come is whether he has the mental capacity to be President of the United States.  These are not normal times, with the Coronavius sweeping the world and people dying—or at least being hurt and perhaps never recovering (e.g., economically).  And there appears to be no end in sight, with the virus’ “state sponsor” China seeking global domination.[8]

It goes without saying that Americans of all colors, religions and political persuasions cannot have a President who is “asleep at the switch,” quite literally.  And Biden has endured multiple brain operations, which may have affected his mental capacities in ominous ways.[9]  Our enemies globally are not stupid; and they have vast intelligence apparatuses that follow everything important that happens in our great nation.

Needless to say, they are not “missing a beat” in diagnosing Biden’s mental condition, which may be why it is reported that China wants him to succeed Donald Trump as our President.[10]  An “incapacitated” Joe Biden may be just what they want and need to advance their plans globally, and change the United States’ trajectory forever.

Lastly, it is worth repeating what I wrote almost twelve years ago about the Danish author Hans Christian Andersen’s magnificent work:

In the fable “The Emperor’s New Clothes,” two make-believe weavers purport to spin a fine suit of clothes for the emperor, which is made of beautiful material that possesses the wonderful quality of being invisible to any man who is unfit for his office or unpardonably stupid. The potentate and his subjects acknowledge that the garments are very fine indeed. That is, until one little child sees the emperor marching in a procession, and says at last: “But he has nothing on at all” — and the grand swindle is exposed for all to see.[11]

Perhaps before the 2020 presidential campaign has run its course, one little child will express the belief that Joe Biden is “brain dead,” or certainly very close to it.  Lots of Democrats know this already, but are too afraid (or ashamed) to acknowledge it publicly. 

 

Biden

 

© 2020, Timothy D. Naegele


[1]  Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass). He and his firm, Timothy D. Naegele & Associates, specialize in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and Timothy D. Naegele Resume-20-6-30). He has an undergraduate degree in economics from the University of California, Los Angeles (UCLA), as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University. He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal (see, e.g., https://en.wikipedia.org/wiki/Commendation_Medal#Joint_Service). Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g., www.naegele.com/whats_new.html#articles and https://naegeleblog.wordpress.com/articles/), and can be contacted directly at tdnaegele.associates@gmail.com

[2]  See Timothy D. Naegele Resume-20-6-30 ; see also https://naegeleblog.wordpress.com/2015/01/03/edward-w-brooke-is-dead/ (“Edward W. Brooke Is Dead”) and https://naegeleblog.wordpress.com/2019/05/07/the-brooke-amendment-and-section-8-housing-revisited/ (“The Brooke Amendment And Section 8 Housing: Revisited”)

[3]  See https://en.wikipedia.org/wiki/Joe_Biden#Family_deaths (“Joe Biden, Family deaths”) (footnotes omitted)

[4]  See https://en.wikipedia.org/wiki/Dwight_D._Eisenhower (“Dwight D. Eisenhower”) and https://en.wikipedia.org/wiki/Douglas_MacArthur (“Douglas MacArthur”) and https://en.wikipedia.org/wiki/Richard_Nixon (“Richard Nixon”)

[5]  See https://naegeleblog.wordpress.com/2010/10/04/john-f-kennedy-the-most-despicable-president-in-american-history/ (“John F. Kennedy: The Most Despicable President In American History”) (see also the extensive comments beneath this article) and https://naegeleblog.wordpress.com/2010/03/20/ronald-reagan-and-john-f-kennedy-a-question-of-character/ (“Ronald Reagan and John F. Kennedy: A Question of Character”)

[6]  See https://naegeleblog.wordpress.com/2010/03/31/the-rise-of-independents/#comment-1800 (“When A Giant Named Senator Bill Walked Through Washington”)

[7]  See, e.g., https://naegeleblog.wordpress.com/2020/06/26/american-blacks-constitute-less-than-14-percent/#comment-24781 (“Biden’s Basement Strategy: Just Say Nothing”) and https://naegeleblog.wordpress.com/2018/05/24/should-barack-obama-be-executed-for-treason/#comment-21003 (“Barack Obama, The Clintons And The Bidens”)

[8]  See Timothy D. Naegele, The Coronavirus and Similar Global Issues: How to Address Them, 137 BANKING L. J. 285 (June 2020) (Naegele June 2020) (Timothy D. Naegele) [NOTE: To download The Banking Law Journal article, please click on the link to the left of this note]; see also https://naegeleblog.wordpress.com/2020/08/04/chinas-goal-is-global-domination-and-it-must-suffer-the-soviet-unions-fate/ (“China’s Goal Is Global Domination, And It Must Suffer The Soviet Union’s Fate”)

[9]  See, e.g., https://naegeleblog.wordpress.com/2020/03/05/the-millennials-may-never-forgive-biden-and-the-democrats/#comment-23417 (“Biden Is In A Steep Mental Decline”)

If Biden chooses California’s Senator Kamala Harris as his running mate, it may simply compound the Democrats’ problems.

See, e.g, https://naegeleblog.wordpress.com/2018/07/29/it-is-time-for-trump-supporters-to-fight-back/#comment-21650 (“Down And Out: Willie Brown’s Ho Is Gone”) and https://naegeleblog.wordpress.com/2018/07/29/it-is-time-for-trump-supporters-to-fight-back/#comment-23415 (“Willie Brown’s Ho Is A Total Hypocrite) 

[10]  See https://www.cnn.com/2020/08/07/politics/2020-election-russia-china-iran/index.html (“Intelligence community’s top election official: China and Iran don’t want Trump to win reelection, Russia working against Biden”)

[11]  See Timothy D. Naegele, Viewpoint: Greenspan’s Fingerprints All Over Enduring Mess, American Banker, October 17, 2008 (http://www.naegele.com/documents/GreenspansFingerprints.pdf); see also https://en.wikipedia.org/wiki/The_Emperor%27s_New_Clothes (“The Emperor’s New Clothes”)





Of Course Colleges Are Dinosaurs

6 08 2020

  By Timothy D. Naegele[1]

As I wrote almost twelve years ago about the Danish author Hans Christian Andersen’s magnificent work:

In the fable “The Emperor’s New Clothes,” two make-believe weavers purport to spin a fine suit of clothes for the emperor, which is made of beautiful material that possesses the wonderful quality of being invisible to any man who is unfit for his office or unpardonably stupid. The potentate and his subjects acknowledge that the garments are very fine indeed. That is, until one little child sees the emperor marching in a procession, and says at last: “But he has nothing on at all” — and the grand swindle is exposed for all to see.[2]

The grand swindle of a college education is being exposed for all to see too, as a result of the deadly Coronavirus pandemic that China unleashed on the world—which will not run its course until the end of 2021, at the earliest.[3]

As I wrote nine years ago in an article entitled “Are Colleges Dinosaurs?”:

The exorbitant costs associated with college educations have been rising for a long time now

America’s Middle Class is being priced out of colleges for their kids; and many parents are questioning whether college is worth it, and whether they can afford it.  This is true to an even greater extent when it comes to graduate schools, such as law schools.  As more and more Americans face economic problems during the balance of this decade, which will be true of their counterparts abroad as well, many will find that undergraduate college educations and graduate schools are luxuries that they cannot afford.  Many families will be doing whatever they can just to survive. . . .

Certainly in the case of State-supported schools, where budgetary pressures are dictating that their expenditures be slashed, the twin pincers of parents who cannot afford to send their kids to these schools, and declining budgets, may break the backs of such schools.

Another old friend of mine, who covered Washington for many years as a talented and insightful political and economic reporter and editor, told me recently that colleges are effectively dinosaurs and relics of the past, like newspapers and newsweeklies in this Internet age.  The educational institutions of the future will be online—or so my friend believes—which cost a fraction of what “bricks-and-mortar” educational institutions cost today.  The kids now are computer literate like no generation of the past; and the idea of learning online is second nature to them.

Why spend money on college tuitions and campus living expenses, and professors’ salaries and the infrastructure of college campuses, when everything can be done online for a fraction of the cost?  Why have professors repeating essentially the same lectures year after year, when such lectures can be taped once and shown again and again on YouTube? Why not eliminate “redundancy” and have the best professors teaching students online nationwide, and eliminate the costs of multiple professors?  Why allow “teaching assistants” (or “TAs”) to educate our kids, when the professors are paid to do this?  Why not eliminate colleges and graduates schools in wholesale numbers—just like libraries and book stores are closing or becoming “bookless” because everything is online?

The bottom line with respect to whether education shifts to the Internet might not be a function of conscious decisions by educators or parents: pure economics in America and globally will determine the results.  Falling governmental tax revenues will dictate drastic cuts like never before; and declining personal incomes and home values and foreclosures, and other family sacrifices, will result in changes to personal life styles that will affect the way educational programs are perceived and delivered worldwide. [4]

What was not mentioned in the article itself, but was discussed in comments beneath it, is the fact that student loans have kept the colleges, universities and graduate schools alive financially, all the while saddling the students and/or their parents with massive student debts that must be serviced and cannot be discharged in bankruptcy.

As if to echo what I wrote, the UK’s Economist has an article entitled “The absent student,” which states:

In the normal run of things, late summer sees airports in the emerging world fill with nervous 18-year-olds, jetting off to begin a new life in the rich world’s universities. The annual trek of more than 5m students is a triumph of globalisation. Students see the world; universities get a fresh batch of high-paying customers. Yet with flights grounded and borders closed, this migration is about to become the pandemic’s latest victim.

For students, covid-19 is making life difficult. Many must choose between inconveniently timed seminars streamed into their parents’ living rooms and inconveniently deferring their studies until life is more normal. For universities, it is disastrous. They will not only lose huge chunks of revenue from foreign students but, because campus life spreads infection, they will have to transform the way they operate. . . .

Yet the disaster may have an upside. For many years government subsidies and booming demand have allowed universities to resist changes that could benefit both students and society. They may not be able to do so for much longer.

Higher education has been thriving. Since 1995, as the notion spread from the rich world to the emerging one that a degree from a good institution was essential, the number of young people enrolling in higher education rose from 16% of the relevant age group to 38%. The results have been visible on swanky campuses throughout the Anglosphere, whose better universities have been the principal beneficiaries of the emerging world’s aspirations.

Yet troubles are piling up. China has been a source of high-paying foreign students for Western universities, but relations between the West and China are souring. Students with ties to the army are to be banned from America.

Governments have been turning against universities, too. In an age when politics divides along educational lines, universities struggle to persuade some politicians of their merit. President Donald Trump attacks them for “Radical Left Indoctrination, not Education”. Some 59% of Republican voters have a negative view of colleges; just 18% of Democrats do. In Britain universities’ noisy opposition to Brexit has not helped. Given that the state pays for between a quarter and a half of tertiary education in America, Australia and Britain, through student loans and grants, the government’s enthusiasm matters.

Scepticism among politicians is not born only of spite. Governments invest in higher education to boost productivity by increasing human capital. But even as universities have boomed, productivity growth in the rich-country economies has fallen. Many politicians suspect that universities are not teaching the right subjects, and are producing more graduates than labour markets need. Small wonder that the state is beginning to pull back. In America government spending on universities has been flat in recent years; in Australia, even as the price of humanities degrees doubles, so it will fall for subjects the government deems good for growth.

There are questions about the benefits to students, too. The graduate premium is healthy enough, on average, for a degree to be financially worthwhile, but not for everybody. In Britain the Institute for Fiscal Studies (IFS) has calculated that a fifth of graduates would be better off if they had never gone to university. In America four in ten students still do not graduate six years after starting their degree—and, for those who do, the wage premium is shrinking. Across the world as a whole, student enrolment continues to grow, but in America it declined by 8% in 2010-18.

Then came covid-19. Although recessions tend to boost demand for higher education, as poor job prospects spur people to seek qualifications, revenues may nevertheless fall. Government rules will combine with student nerves to keep numbers down. Last month the Trump administration said new foreign students would not be allowed to enter the country if their classes had moved online. Sydney, Melbourne, UNSW and Monash, four of Australia’s leading universities, rely on foreign students for a third of their income. The IFS expects losses at English universities to amount to over a quarter of one year’s revenues.

The damage from covid-19 means that, in the short term at least, universities will be more dependent on governments than ever. The IFS reckons that 13 universities in Britain risk going bust. Governments ought to help colleges, but should favour institutions that provide good teaching and research or benefit their community. Those that satisfy none of those criteria should be allowed to go to the wall.

Those that survive must learn from the pandemic. Until now most of them, especially the ones at the top of the market, have resisted putting undergraduate courses online. That is not because remote teaching is necessarily bad—a third of graduate students were studying fully online last year—but because a three- or four-year degree on campus was universities’ and students’ idea of what an undergraduate education should look like. Demand for the services of universities was so intense that they had no need to change.

Now change is being forced upon them. The College Crisis Initiative at Davidson College says that less than a quarter of American universities are likely to teach mostly or wholly in person next term. If that persists, it will reduce the demand. Many students buy the university experience not just to boost their earning capacity, but also to get away from their parents, make friends and find partners. But it should also cut costs, by giving students the option of living at home while studying.

Back to the mortarboard
Covid-19 is catalysing innovation, too. The Big Ten Academic Alliance, a group of midwestern universities, is offering many of its 600,000 students the opportunity to take online courses at other universities in the group. There is huge scope for using digital technology to improve education. Poor in-person lectures could be replaced by online ones from the best in the world, freeing up time for the small-group teaching which students value most.

Universities are rightly proud of their centuries-old traditions, but their ancient pedigrees have too often been used as an excuse for resisting change. If covid-19 shakes them out of their complacency, some good may yet come from this disaster.[5] 

Amen to all of this.  The only caveats that I have about effectively “gutting” colleges is that many students fool around with their online classes, and do not take them seriously; and hence, they run the risk of learning little or nothing.  And missing from a totally-online education is the social interaction that a college campus and environment provide.  Lastly, at least in America, college sports provide much-needed relief from the pressures of everyday life, which have increased dramatically—and beyond all reckoning—because of the Coronavirus. 

 

Dinosaur(2)

 

© 2020, Timothy D. Naegele


[1]  Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass). He and his firm, Timothy D. Naegele & Associates, specialize in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and Timothy D. Naegele Resume-20-6-30). He has an undergraduate degree in economics from the University of California, Los Angeles (UCLA), as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University. He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal (see, e.g., https://en.wikipedia.org/wiki/Commendation_Medal#Joint_Service). Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g., www.naegele.com/whats_new.html#articles and https://naegeleblog.wordpress.com/articles/), and can be contacted directly at tdnaegele.associates@gmail.com

[2]  See Timothy D. Naegele, Viewpoint: Greenspan’s Fingerprints All Over Enduring Mess, American Banker, October 17, 2008 (http://www.naegele.com/documents/GreenspansFingerprints.pdf); see also https://en.wikipedia.org/wiki/The_Emperor%27s_New_Clothes (“The Emperor’s New Clothes”)

[3]  See Timothy D. Naegele, The Coronavirus and Similar Global Issues: How to Address Them, 137 BANKING L. J. 285 (June 2020) (Naegele June 2020) (Timothy D. Naegele) [NOTE: To download The Banking Law Journal article, please click on the link to the left of this note]; see also https://naegeleblog.wordpress.com/2020/08/04/chinas-goal-is-global-domination-and-it-must-suffer-the-soviet-unions-fate/ (“China’s Goal Is Global Domination, And It Must Suffer The Soviet Union’s Fate”)

[4]  See https://naegeleblog.wordpress.com/2011/07/29/are-colleges-dinosaurs/ (“Are Colleges Dinosaurs?”) (footnotes omitted)

[5]  See https://www.economist.com/leaders/2020/08/08/covid-19-will-be-painful-for-universities-but-also-bring-change (“The absent student”); see also https://www.economist.com/briefing/2020/08/08/covid-19-could-push-some-universities-over-the-brink (“Uncanny University”—”Covid-19 could push some universities over the brink”—”Higher education was in trouble even before the pandemic”—”Covid-19 has put immense pressure on all universities. But the problems are about to get particularly severe for those in America, Australia, Canada and Britain that have come to rely on international students to fill their coffers.  . . . Even before the pandemic, many such universities worried about worsening relations with China, the biggest source of international students.  . . . Academics, used to tricky questions, now face an existential one: how will universities survive with many fewer students in them?  The problem is that campuses make an excellent breeding ground for the virus, and students travelling across the world are a good way to spread it.  A study by researchers at Cornell found that, although the average student at the university shares classes with just 4% of their peers, they share a class with someone who shares a class with 87%. The potential for the rapid spread of the disease was shown by the arrival of recruits at Fort Benning, an American army base. When 640 arrived in spring, just four tested positive. A few weeks later, more than a hundred did. According to the New York Times, some 6,600 covid-19 cases can be linked to American colleges.  . . . The risk is that, beyond the lecture hall, youngsters will ignore many restrictions. In July the University of California, Berkeley reported an outbreak involving 47 covid-19 cases, with most traced to parties in the fraternities and sororities. At the time, administrators urged students to keep gatherings to below 12 people, to hold them outside, to stay at least six feet apart and to cover their faces; they have since announced that all classes will be online and only 3,200 of the university’s 40,000 students will be allowed to live on campus.  . . . In America an estimated one postgraduate in three was studying fully online last year, up from one in five in 2012.  . . .  [I]n America, New York University is home to the most international students with 19,605; in Britain, University College London is, with 19,635.  The experience of either city—with all the possibilities of exploration and romance which urban life brings, even under semi-lockdown—cannot be replicated through video calls in a parental living room.  . . .  [E]ntry restrictions currently prevent students from getting to lots of countries. Since February all Chinese visitors have been banned from entering Australia. Pilot programmes to fly in groups of a few hundred students were abandoned when the local case count rose. Currently Canada will not let in students who did not get a visa before March. Some Indian students are allowed into America, but Chinese ones are not. Both would be welcome in Britain, so long as they quarantined for a fortnight.  . . . If the pandemic drags on, if a vaccine is not forthcoming or if the economic climate becomes particularly bad, then things will get bleaker still. Politicians will have bigger things to think about than protecting universities. The first two decades of the 21st century were ones of extraordinary growth for universities in many countries. That golden age is over”)





Poverty In America

7 02 2012

 By Timothy D. Naegele[1]

Presidential candidate Mitt Romney made one of the dumbest and most insensitive comments that I have ever heard from an American politician since I became involved with politics:
You can choose where to focus.  You can focus on the rich; that’s not my focus.  You can focus on the very poor; that’s not my focus.  My focus is on middle-income Americans.

He went on to explain that “[w]e have a safety net for the poor.”  And “[i]f there are people that are falling through the cracks, I want to fix that.”[2]

However, the fact that America’s poorest citizens theoretically have access to food stamps, Medicaid and housing vouchers[3]—which Romney cited—does not constitute much of a “safety net” at all.  Some Americans, such as senior citizens, are too proud to accept any governmental assistance (other than Social Security and Medicare benefits) or handouts.  They have worked all of their lives; and to find themselves in poverty is embarrassing and deeply depressing.  They and others are often turned away or sanctioned by the government bureaucracy that can be brutal and cruel, especially to people who are truly in need.[4]

Those Americans who had moved into our “Middle Class” will lose their homes and everything else, which is happening already.  The idea that colleges and professional schools were guaranteed pathways to success will also evaporate.[5]  Our society and that of other countries will be upended.  And yes, there will be “class warfare,” which Barack Obama and his surrogates are fanning already.  Leave aside the fact that he will add more debt than all 43 prior presidents combined, demagoguery is in season and full swing.

When I worked in the U.S. Senate as a young lawyer with its Senate Banking Committee and later headed the Senate staff of Edward W. Brooke (R-Mass)—the first African-American in the Senate since Reconstruction following our Civil War, with Obama being the third—the senator and I met with Mitt’s father who was Secretary of Housing and Urban Development (1969-1973)[6], and I was very impressed with him.  At that time, I was working on the passage and implementation of the Housing and Urban Development Acts of 1969 and 1970, which included the “Brooke Amendment” relating to public housing; and the national “Housing Allowance” program, which morphed into the Section 8 housing program that has helped millions of Americans.  The senator, George Romney and I talked about these programs at length.

On behalf of Senator Brooke, I also established a summer program for disadvantaged kids in Massachusetts, in conjunction with the Pentagon, which involved underutilized military facilities within the state (e.g., the Boston Navy Yard, Otis Air Force Base) and served approximately 100,000 kids during its first year alone.  Indeed, the senator and I traveled to Massachusetts with then-Secretary of Defense Melvin R. Laird in his private plane to review the program and its progress.

In making my observations, I am not singling out Mitt Romney for condemnation.  I have believed in Mitt for a long time now, and will vote for him—in no small part because I share most of his positions with respect to the economy and national security issues.  However, lots of politicians and other successful Americans are “tone deaf” when it comes to the needs of the poor.  They do not relate to them at all, and they cannot understand them.  To be poor is a sign of failure in our success-oriented and driven society.  Our advertising touts beautiful bodies and fancy cars and materialistic dreams.  In no way are the poor glorified, much less given dignity.  Shame is heaped on them, which is wrong.

When I was graduating from grade school in Los Angeles, my mother came to the ceremony in a wheelchair, and I was mortified.  No other mothers were present like that.  She had suffered the convergence of two debilitating illnesses, which robbed her of her beauty and almost killed her.  By the time that I was entering high school, her right leg had been amputated, which stopped the onslaught of what she had gone through; and during the Vietnam War, she walked with an artificial leg and was named the “Woman of the Year” by the local chapter of the Red Cross—for her outstanding volunteer work.

What all of this taught me was that her faith in God had sustained her, and given her courage, hope, joy and great love.[7]  And that stigmas and discrimination attach, especially in Southern California, to those people who are physically or mentally “challenged” or handicapped, the poor, and to those who are not “beautiful.”  Hollywood has gone nationwide and worldwide since then, with a vengeance; and life-threatening illnesses and poverty are not part of the “American dream,” which has been embraced by people globally.  As the U.S. economy declines more between now and the end of this decade—which will happen to an even greater extent in countries around the world—poverty, human suffering, misery and anger will increase dramatically.[8]

The core issues will be how Americans adjust to their poverty and hopelessness, which will be just as rampant in this decade as during the Great Depression of the last century that did not end until the onset of World War II, at the earliest.  There are no easy solutions to losing one’s job, home, car and everything else.  As State governments scramble to avoid bankruptcy, programs that might have helped the poor will no longer exist.  For example, in California, State parks are being closed; and the nightly price for staying at those that remain open equals the cost of a cheap motel already.  Where will the poor stay, especially if they have no family members who can—or are willing to—take them in?  How will they afford food to eat, and find transportation to get from one place to another (e.g., looking for work)?  When inclement weather sets in, how will they survive?

The published numbers of “poor” do not begin to tell their tragic stories; and the human suffering will increase and become unfathomable during the balance of this decade, whether Romney is president or not.  Pure economics will dictate this; and there is nothing that can be done governmentally, by any politician.[9]  And yes, many of those poor will be “middle-income Americans” or those who had been members of our Middle Class.  They will be devastated; suicides and divorces will increase[10]; and families will be torn asunder.  Mitt Romney and the wealthy of the United States—which includes Obama and most members of Congress—need to wake up now, and begin to demonstrate real compassion.  The problem is that they have no earthly idea of what it is like to be poor.

In Greece today, parents are giving away their children because they cannot afford them.  Kids are being dumped in streets or abandoned at shelters with notes attached to them, saying that one or both parents are at wits’ end.[11]  Poverty breeds inhumanity on a scale that is unknown to most Americans; and it also breeds crime (including massive Internet fraud[12]), which will increase in the United States as money for law enforcement declines and as our prisons are overcrowded and prisoners are released.  Reality is crashing down with a thud like never before in our lifetimes.

As I wrote almost three years ago:

America and other nations are in uncharted waters; and their politicians may face backlashes from disillusioned and angry constituents that are unprecedented in modern times. Also, the limits of godless secularism and paying homage to the false gods of materialism may become self-evident.[13]

The chickens are coming home to roost, in spades; and the “good times” are ending for vast numbers of Americans and their counterparts around the world.

Others will remain rich, or attain great riches[14]; and I do not begrudge it to them at all.  I do not envy or covet what another has.  I have never done so.  My parents taught me that, by their own words and actions.  In my lifetime thus far, I have had lots of money, and none.  I have friends with many millions, and one with several billions; and others who have nothing.  I have treated them all the same—with love, respect, dignity and compassion.

I lived in a tent for months at a time—with water everywhere inside it, during the rainy season—because that was all I could afford.  I have had two cars repossessed, as well as a boat.  I have been evicted; and lost my dream house, as well as most of the possessions that were important to me, including priceless family items that had been handed down over generations.  When I was in law school, I had a pair of shoes resoled so many times that I was told it could not be done anymore; and I have struggled to make ends meet for food.

I do not wish any of this on others.  However, I realize that many Americans have experienced losses, pain and suffering that are far worse than I ever have; and this is true today of people abroad who are dying of wars, diseases and malnutrition, and are being forced into slavery and prostitution.[15]  I have great faith in God, the United States, all Americans[16], and people everywhere.  I believe we will survive like my mother did.  However, we will be tested like never before.

© 2012, Timothy D. Naegele


[1] Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass).  He practices law in Washington, D.C. and Los Angeles with his firm, Timothy D. Naegele & Associates, which specializes in Banking and Financial Institutions Law, Internet Law, Litigation and other matters (see www.naegele.com and http://www.naegele.com/naegele_resume.html).  He has an undergraduate degree in economics from UCLA, as well as two law degrees from the School of Law (Boalt Hall), University of California, Berkeley, and from Georgetown University.  He is a member of the District of Columbia and California bars.  He served as a Captain in the U.S. Army, assigned to the Defense Intelligence Agency at the Pentagon, where he received the Joint Service Commendation Medal.  Mr. Naegele is an Independent politically; and he is listed in Who’s Who in America, Who’s Who in American Law, and Who’s Who in Finance and Business. He has written extensively over the years (see, e.g.,www.naegele.com/whats_new.html#articles), and can be contacted directly at tdnaegele.associates@gmail.com; see also Google search:Timothy D. Naegele

[2] See http://edition.cnn.com/2012/02/02/politics/campaign-wrap/?hpt=hp_t1

[3] As discussed later in this article, “housing vouchers” are an outgrowth of the national “Housing Allowance” program that I crafted as a young attorney with the Senate Banking Committee—which was complementary to the “Brooke Amendment,” and morphed into the Section 8 housing program that has helped millions of Americans.

[4] As I have written:

[L]awyers who are prosecutors are often less interested in fairness and justice than they are in winning at all costs, and exercising their raw power and hurting others in the process—such as those who are innocent but are convicted anyway.

See https://naegeleblog.wordpress.com/2011/01/03/the-american-legal-system-is-broken-can-it-be-fixed/

And I added:

A federal official with reason to know told me that between 15-20 percent of the indictees in federal courts are probably innocent.  Some are seniors who have been charged with cheating the Social Security program, and they are scared to death, so they agree to plea bargains rather than fight for their innocence.

See id. at n.8.  This is truly frightening, and cruel.  Also, those who are engaged in prosecutorial misconduct are “sheltered” by the government, which is a travesty unto itself.  Aside from any civil remedies against them, such prosecutors should be prosecuted and disbarred.

See, e.g.http://www.usatoday.com/news/washington/story/2012-02-06/ted-stevens-prosecutors-justice-department/52922922/1 (“Taxpayers pay to defend prosecutors in Ted Stevens case”); see also https://naegeleblog.wordpress.com/2011/01/03/the-american-legal-system-is-broken-can-it-be-fixed/#comment-1700 (“Perhaps the best remedy for such abuses is to have the ‘guilty’ prosecutors incarcerated; and let justice be meted out with respect to them, by those in prisons”)

[5] See, e.g., https://naegeleblog.wordpress.com/2011/01/03/the-american-legal-system-is-broken-can-it-be-fixed/#comment-1977 (“Law School May Amount To The Worst Investment Of Her Life!”) and https://naegeleblog.wordpress.com/2011/07/29/are-colleges-dinosaurs/ (“Are Colleges Dinosaurs?”) (see also the footnotes and all other comments beneath the article)

[6]  See, e.g., http://en.wikipedia.org/wiki/George_W._Romney#Secretary_of_Housing_and_Urban_Development

[7] See, e.g.https://naegeleblog.wordpress.com/2010/05/12/what-and-where-is-god/ (“What And Where Is God?”) (see also the footnotes and comments beneath the article)

[8] See, e.g., https://naegeleblog.wordpress.com/2010/09/27/the-economic-tsunami-continues-its-relentless-and-unforgiving-advance-globally/#comment-1960 (“Global Economy Could Endure Disaster For a Week”) (see also the article itself, as well as the footnotes and all of the other comments beneath it)

[9] See, e.g., http://www.americanbanker.com/issues/173_212/-365185-1.html (“Greenspan’s Fingerprints All Over Enduring Mess”) and http://www.realclearpolitics.com/news/tms/politics/2009/Apr/08/euphoria_or_the_obama_depression_.html (“Euphoria or the Obama Depression?”); see also http://www.philstockworld.com/2009/10/11/greenspan’s-legacy-more-suffering-to-come/ (“Greenspan’s legacy: more suffering to come”)

[10] See https://naegeleblog.wordpress.com/2011/07/14/divorces/ (see also the footnotes and comments beneath the article)

[11] See, e.g., http://www.dailymail.co.uk/news/article-2085163/Children-dumped-streets-Greek-parents-afford-them.html (“Children ‘dumped in streets by Greek parents who can’t afford to look after them any more'”)

[12] See https://naegeleblog.wordpress.com/2010/01/31/lawyers-and-internet-scams/ (“Lawyers And Internet Scams”) (see also the footnotes and all of the comments beneath the article)

[13] See http://www.realclearpolitics.com/news/tms/politics/2009/Apr/08/euphoria_or_the_obama_depression_.html

[14] See, e.g., http://www.thedailybeast.com/galleries/2012/02/02/the-youngest-and-richest-people-in-america-from-mark-zuckerberg-to-sean-parker-photos.html (“The 10 Youngest Richest, From Sergey Brin to Mark Zuckerberg”)

[15] See https://naegeleblog.wordpress.com/2009/12/28/human-trafficking/ (“Human Trafficking”) (see also the footnotes and all of the comments beneath the article)

[16] See https://naegeleblog.wordpress.com/2010/02/26/america-a-rich-tapestry-of-life/ (“America: A Rich Tapestry Of Life”) (see also the footnotes and all of the comments beneath the article)








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